Yes, that too! I'd sure like to hear a lawyer's take on all of this. A CPA's take wouldn't hurt, either..The wording of the DEC 2006 letter from DS to MS leads me to believe that MS was reluctant to cancel the homeowners insurance. I think it was 'against the grain' of her lifestyle. DS was a CPA with decades of financial experience, likely savvy at risk vs benefit decisions. $3,500 was probably the amount of the annual insurance premium. It seems that the letter to MS was his way of reassuring her that a decision to forgo maintaining the insurance would not impact her adversely; that she could 'save' the $3,500 that he promised to pay her each year, and that he would also cover any potential losses beyond the amount saved.
What is puzzling to me is that the $ half-million $ lawsuit alleges that DS "failed to make payments as agreed in the Note" and "such failure was a breach of agreement".
In addition, the lawsuit alleges that DS transferred jointly held funds "into an account or to multiple accounts in which neither Mina nor her Estate had/has any interest; and that DS "executed such transfers without the knowledge or consent of Mina."
I don't have any opinion yet as to whether any of these odd issues or "irregularities" could have anything to do with the Swans' murders, but so often financial angles do. There's little else "out there" to look at, thus far.