looking back thru the statements of various people in close contact with Gerard, he has more public breakdowns than Alison ever did.. his were in front of multiple people and not just ( oddly) in front of Olivia, like Alison's were suggested..
He cries like a <modsnip> at the business partners meetings, the awful one where the business partners were in some doubt as to Gerard's veracity in regard to money and of course the ongoing problem of Toni. He blubbers to Flegg, he then sobs his little heart out to Sue Heath.. this isn't normal behaviour in the context Gerard was presenting. It has all the hallmarks of a man in the deepest manic depressive phase. I am convinced Alison was living with a manic depressive and hers was reactive.
It is baffling to me that NBC didn't pick up on his son's mental issues.. NBC says he did the accounts.. . that's enough to drive a saint into despair, and NBC must have known this. He must have, as much as Gerard , have some inkling of what monies were coming in, and what was going out. Of where money was coming in from, and to where it was going. Unless it was going to him first, and everything else second.. Gerard was at great pains to with hold all information about the money from his partners, on the grounds that his 'parents financial business had to be kept private'.. I so long for the forensic accountant..
Gerard wasn't a generous bloke to the women in his life.. it was ironic that he complained to the Doc about the running machine .. .. but he only bought Toni a camera, she says.. She and Gerard seemed to be at ease with the back seat of a car and not the Hilton, or even a 2 star motel.. it was , truly , a poverty driven affair. No dinners out, no furs, no silk pyjamas, no jewellery, no Dinnigen dresses in a ribbon splayed box delivered.. no sudden weekends to Hamilton Island, or a week in Bali, or a few days at a spa... nothing, nothing, nothing. Nothing.
Even if Flegg had lent Gerard the $300,000.00 on spec, he would be actually worse off, according to the forensic accounts. He would be marginally less in debt, assuming he paid some debts off, and that's not guaranteed, with Gerard, but he would be carrying a $200,000.00 larger debt that what he was already in, with the same amount, if not more , hopeless possibility of paying it back.
Nige, who says, out of his own mouth, that he did the accounts, must have known this . He couldn't avoid knowing it. Every entry and every days accounting would have shown this in numbers of fire on the page.. Gerard didn't even seem to have a second lot of books going , as far as I can tell. I wouldn't put it past him to try and work it out, he himself was an accountant.. . but such a useless one, if he had tried to ghost a second accounts ledger, it would have looked like a dogs dinner, just like the real one did.
The one important bill he just couldn't get paid was Alisons insurance due payment. due on April 6th, he got a grace and favour extension till May 9th.. After May 9th it died and Alison was uninsured from then on.. so from April 6th ( the payment was $1100.00...) Alisons insurance policy was hanging by its fingernails.. Gerard was 13 days into the worry of it, with only 19 days to get the $1100.00 when Alison was murdered.