<modsnip> I am also really baffled why he was trying to buy a 16 mln house when he clearly could not afford a 4 mln house. Hopefully, this will serve as a lesson to others.
MOO. Because he was not in the right frame of mind. Probably, expansive view of the world was his reality. In the blog I had linked, it is obvious he loves his daughter, but the stories about her birth are not realistic. Can a newborn baby look mom into the eyes and hold an eye contact with the mom, and then look at the dad, and hold eye contacts with the dad? No doubt Arianna was a gifted young lady, everyone says it, but all dad's stories are over the top. He probably viewed the whole world through this prism of shining lights, always did, but Ivy League schools are full of gifted, expansive, inspired scientists, maybe this is what it takes to move up in this world. Occasionally it gets over the top, and no one knows why. Poor sleep is one reason, or maybe it just happens.
And so, one day, a person comes home and thinks, I have this awesome wife, and this amazing gifted daughter, they deserve more than a five room house in Marblehead, they deserve a 21-room house in Dover! Of course, the inner control at that time is off, the impulsivity is through the roof, so what if I have only 5% for a down payment now, I shall work harder and pay it all off in 2 years!
Now, the man is not thinking rationally in this moment. But the seller ought to have refused to close the sale because they were lending him the money, not the bank. (I wonder if the bank refused to finance the deal.) As the businessman, you can see it is financial suicide. Yet you finance a vulnerable person because you are making money anyhow.
And then, perhaps Mr. R.K. is trying hard to meet his end of the deal. Makes some unreasonable decision at work, i think, probably also prompted by the need to increase his earnings, or simply because of his frame of mind, and is fired. He is horrified to tell his family that the property is a house of cards now, and instead, tries to meet the financial obligations, burning the candle from both ends. I am thinking, anxiety, sleepless nights, feeling cornered. JMO - in the end, he was not thinking rationally at all. So he dreams and pretends to buy a 16-mln-dollar house in Tennessee, while in reality the Dover house is foreclosed and his family doesn't know that in a month they will be thrown out onto the street. I can't imagine how can one take the lives of others, but it is not the mind of a rational man, probably horribly depressed man, that's it.
(Since having a gun, acquaintances state, was totally out of his philosophy, I am wondering, was Mr. Kamal a Jain?) But never mind - a person never had a license, never had a gun, got it easily, no surprise here, and probably totally morally exhausted, did the unthinkable.
So - the numbers vary, but over the last 20 years, the incidence of suicide has increased between 20 and 30%. So who should be hyperaware of the situation? The family, i suspect, had no yardstick to measure against. The Kamals were not very social, so, not neighbors. Mr. Kamal had relationships at work, but was fired. So, who?
Essentially, the people on the other end of his business transactions should have seen the problem with him. The issue is just ethical. The developers=sellers=financing the purchase organization (all the same) should be doing a lot of soul-searching now.
MOO - the newspapers should stop describing the opulence of the house, it is about the man who couldn't afford it. They should 100% stop emphasizing Mr. Kamal's roots, as he was born, raised and educated in the US and it is an American tragedy.