I guess we will just have to disagree about so easily tossing out murder scenarios...or suicide for that matter...and especially about accepting so-called evidence pointing toward voluntary departure, including the recent financial data which you believe tends to support it.
Evidence is not "so called." It simply exists.
The estate could explained by just RFG putting money into join accounts.
Money in join accounts is not subject to probate, but it is subject to tax.
A number of people find that telling, but I do not. Should RFG have become incapacitated, having his next of kin on the account
would make sense. There was also a tax advantage, but that may have been secondary.
We have the estate. It is fair to say, based of what LE has said, that most of his money was in join accounts. Since that is not subject to probate, we could reasonably expect a low probate value.
Now, we have RFG's pre-estate earnings. There was low income from non-employment sources; we should not expect to see that from a guy saving up for retirement (most of the time).
Maybe RFG made some arrangement to do some estate planning. Okay, that would involve some sort of transfer out of his accounts.
Once transferred out, RFG could not spend that money in retirement.
If RFG had assets that would appreciate in value, and then he transferred them to his daughter, there may be capital gains, i.e. he sold assets, got the money for them, and transferred it, directly or indirectly to LG. That would generate capital gains, in some cases, which would have to be reported if above $1300.
There was no report of capital gains above that level. That weakens the possibility of some of the more advanced planning options.
Okay, if RFG was into estate planning, that would mean that, on the verge of retirement,
he was planning for a situation where he would be spending his money in retirement.
RFG would retire at 60, and was presumably in good health. LG was just graduating and would presumably be working and possibly have a S.O. of her own. He didn't need to provide for her and, unless he wasn't planning to be there, RFG could use the money in retirement.
So, RFG was doing some estate planning, that would involve things like an irrevocable trust, transferring the money to his daughter, or getting single premium life insurance policy,
he wasn't planning to be there on retirement.
Two options are consistent with not being there for retirement, suicide and walkaway. It isn't consistent with foul play, unless RFG willingly went to his murder.
So what if RFG
wasn't doing things like an irrevocable trust, transferring the money to his daughter, or getting single premium life insurance policy, then there is a question about why he didn't have more money. Some of it is unaccounted for. Unaccounted for money is not consistent with foul play either.
This new data weakens foul play, no matter what.