MissouriMule, I don't care if you believe me or not, and I don't care if you use paypal. You are incorrect though that all people who don't take it are not on the "up and up".
The way the money was taken from me was that I had sent the money to my bank account, and then approx 2 days later I received a note in my paypal account saying that my last money send had been "reversed". Additionally my paypal account was put into the negative and I was threatened with collections. All other monies from items I sold during this time went towards the negative balance.
Yes I was "told" by paypal to give the refund, and no, I did not do it. I do not refund for items and let someone KEEP the item AND the money. I closed my paypal account instead. Paypal eventually relented and returned my account to 0 balance after several months of keeping my account in a negative balance, since she did not return the item.
You put a higher premium on your reputation than on the principle involved. I advised another friend to do the same for the same reason.
No, this is not correct. I dug in my heels and refused to be paypal's and this woman's b*tch. That's why I don't deal with paypal anymore. I stand by my principles.
I also thought paypal was safe .... until this happened to me. Then I found out they don't stand behind the people who pay them. Sellers pay the fees. I refuse to pay another cent to a company that treats me like paypal did.
BTW people who only accept paypal from a bank account, are in violation of the ebay user agreement. It has been changed so that if you accept paypal, you must accept all forms of payment including credit cards. The only form you can block is e-check, which is a bank account funded payment. So anyone who does otherwise is trying to circumvent the rules and cannot be trusted either.
As far as the shipping fees, I don't bid on items with outrageous shipping. I also report items with extremely excessive shipping costs.