I get all of that... but the majority of the fountain WAS installed, right? 85% of it apparently. The woman wouldn't send the Final payment and that is in the agreement. Was Chase supposed to go in there and install it for free, without final payment going to Joey? Joey repeatedly asked her for payment and she didn't send it. He got the run around with the first 50%, that should have been his first clue JMO Even if the fountain had been finished, who is to say that she wouldn't have done a chargeback on the full amount then?
The fact that this business was only open for 3 months also tells me her business ethic. JMO