I’m uploading these images of his letter after editing them on my phone with an app in an attempt to clear up the writing (adjusting contrast, shadow, sharpening, etc.). I’m not sure how they’ll appear on a desktop.
In the first image, I think I see the word "CHOICE" on the second line from the bottom (I added it in). Since he mentions a "third choice" later on, it makes sense to me for a first or a second choice to appear beforehand. So now it looks like "CHOICE DO"... The word before that, though.. does it look like "FEWER" to anyone?
Also the "STINgy FOOL"... I feel like I see a "T" at the end so that instead of "FOOL" maybe it's "FAULT"? Could it say "TINy FAULT"? I suspect there's some ink bleed-through from the page(s) underneath. For example, the part that was once thought to read "FAVOR" or "FLAVOR", but which now looks more like "SAVED", also appears in the same spot on the second page, on the third line above "$25,000." Maybe ink bleed-through is responsible for what looks to be two separate letters—"gy"—so that "STINgy" is really "TINy." Maybe he's trying to be humorous and say he got himself into this "tiny" mess?
I still can't make heads or tails of the bottom, though, and that was the whole point of editing the images. I feel like I see: "ANG [??] CAJYOW $25 RD" or "$25,000" as in the second page. What do you all think?