This has been bugging me since I first read it, 2009 Toni is in the picture but the financial situation is not quite so dire. Gerard stays with Allison for almost another 3 years and Allison tolerates the situation for the same time. Early in 2012 they go to see a marriage counselor, who prescribes the face to face 15 minute chats. It seemed to me from reading that, that the counselor was, for want of a better term, "putting the blame" with Gerard. I really don't see Gerard as being the warm and fuzzy type who liked to share, too feminine for him. Also I would imagine these sessions were not cheap, so we have got the two major issues together in this situation. To be quite blunt I don't think Gerard wanted to save the marriage, he was over it. He didn't want to be with Toni either, she was just his bit on the side, staying in the marriage meant he didn't have to change anything with Toni, and he always had a excuse for not taking it a step further, he was already married.
The whole idea of sitting down for 15 minutes and berating yourself and letting your partner ask all the questions, is horrific I think. It would just make me more angry. So much in GBC life had robbed him of his male pride - women, money, business failure and nobody was helping HIM, everyone was against him. Allison was worth more dead than alive, eliminate her and you get rid of a lot of his worries. But I still can't work out many of the hows and whys, and I think a jury has to be based on fact not feeling, I hope the week ahead has some explanations.