The suspect’s name is not listed on the deed afaict. You really never know how much house will or won’t be expensive for someone. If, say, the owner had a lot of equity in a previous residence, and/or if they were given a gift or used an inheritance to make a large down payment, and/or if they got a very good rate on a loan, their monthly payments might be quite manageable. Choosing a location that minimizes commute can save money, too. I wouldn’t assume anything based on the appearance of the house, one way or another, without knowing the overall financial picture of the owner.