Mark Sievers Home Office photos released 1-07-2016

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Yes, thank you. I see it now. I wasn't expecting a briefcase type safe. Why would anyone purchase this type of safe? Logically to carry valuables around with a safe held by your hand. Maybe handcuff it to your wrist. Cray. Cray.

He is so cocky. He's a fraud and a sociopath. His sloppy management skills caught up to him and he was desperate to keep "the money issues he created" a secret.
 
Why would he lock his office doors? Who could find anything in that mess?!

Unbelievable that people can live like that, particularly a doctor's family! Looks like the youngest daughter, the one with the tent, is following in her father's footsteps.

It makes me caustrophobic looking at the pictures! Perhaps Children's Services need to make a follow up call, bet the whole house house looks like that now! What about the cleanliness of the bathrooms? Yuck, just thinking about that!
 
Why would he lock his office doors? Who could find anything in that mess?!

Unbelievable that people can live like that, particularly a doctor's family! Looks like the youngest daughter, the one with the tent, is following in her father's footsteps.

It makes me caustrophobic looking at the pictures! Perhaps Children's Services need to make a follow up call, bet the whole house house looks like that now! What about the cleanliness of the bathrooms? Yuck, just thinking about that!

Possibly to keep his brother from another mother from stealing any of his cash?
 
I don't know too much about 'privacy/confidentiality' laws in the US, but I work from home on some minor Govmnt funded projects. My paperwork must be kept in a locked filing cabinet behind a locked door. My daughter has the same requirements for her daycare records. Maybe MS had a locked office because he accessed patient records from home?
 
I can almost guarantee ya one thing- that safe in his office did NOT contain patient records- but wow, what a good cover for him with the 'must be locked at all times' office door.The appearance of legitimacy even. Hmmm.
 
That imbecile could not even get the patient records- TO THE PATIENTS. Are we to believe he actually kept appropriate records or followed the appropriate laws?
 
That imbecile could not even get the patient records- TO THE PATIENTS. Are we to believe he actually kept appropriate records or followed the appropriate laws?

No, I am believing that this would be his rationale for the locked doors. And he did have some patient details ----on the back of envelopes and scraps of paper, wrapped up in cash......quite the office manager huh?

What on earth possessed TS to stay as long as she did? She was a lady with far more patience than myself. To tolerate all of his BS and for it to end this way is beyond evil. I really detest MS at this point.
 
I'm honestly not seeing the one on the wall. There's a combination briefcase and a notice/chalk board which are black.

But on the floor, definitely a lock box similar to this:


http://www.walmart.com/ip/Barska-Optics-AX11910-Digital-Portable-Keypad-Safe/28934007

There's definitely at least 7 safes in the house IMO.

The briefcase type looks to be the same kind he has bedside in the master bedroom. Perhaps another locked hand gun? What about the circle thing on the floor? That might be a floor safe, too.

img01082016_0009jpg_Page35_Image1.jpg
 
Explaining my reasons for posting in red.

There are at least 2 postal service envelope's in there. One says 3 day priority. (opened) Can't read the one on desk, but it looks like the name can be peeled off (another name under it)
I am thinking these were the envelopes from CWW with burner phones or whatever they mailed back and forth.

Also.. This may just be a coincidence. But in the google batch KateB made, page 55 of 72... There is a bin on the top shelf that says "other."
Items from whatever they shared/sent back and forth. Planning.



The 2nd pic from google batch shows the double doors to Marks locked office. Notice the left door and how wide the bottom part is.
Looks like bottom has been pryed? It was very easy for LE to push in enough to unlock.

OH also the wedding pic of MS and TS...looks just placed there recently. Papers underneath. I think MS wanted LE to know how much he LOVED his wife. Staging by MS before they left.

ETA ~ pic 23 of 72 shows that safe with combinations buttons.
Same safe Legally Bland was talking about.
^^^^^^^^^
ETA ~ this safe actually looks BIGGER than just briefcase size. It looks to me like it goes to the floor??

https://drive.google.com/folderview?id=0B717FUtKwdU8VjNJU2JYclg5Mk0&usp=drive_web
 
The briefcase type looks to be the same kind he has bedside in the master bedroom. Perhaps another locked hand gun? What about the circle thing on the floor? That might be a floor safe, too.

img01082016_0009jpg_Page35_Image1.jpg

Good eyes KateB I was curious about the round brown thing on the floor...and remembered it looked like something I had seen before in a house that had a lot of tile. It is a 6inch (polycarbonate) FLOOR BOX COVER, a covering for an electrical outlet/source. Here is a picture of the exact unit in brown.
http://www.zoro.com/steel-city-floo...gclid=CM3-3-quw8oCFZJffgodfZcAPw&gclsrc=aw.ds
 
What items are documented by the evidence markers other than the thumb drives, computer and camera? My eyes are wonky.
 
What, if any, significance to this item in crime scene photos? http://s649.photobucket.com/user/sieverscase/library/Batch 3 Photos/Mark Sievers Office
<modsnip>
"Fannie Mae" "Request for Verification"* form is used by mortgage lender to verfy borrower's employment & salary in connection w home financing or re-fi.
This one shows fax-time-stamp, which I cannot read. I think request is directed to employer "Dr. Teresa Sievers" but can't read address.
Was this from yrs back on MS & TS doing home re-fi? Or a more current re-fi?
Whose employmt (& income) was being verified? TS? Mark's? Other ofc staff?

<snip>


ETA by mod:
Let's discuss what we can see in *all* these photos - Shredded life insurance docs, money, more fax machines, printers, more money.

Each photo in the photobucket album has a direct link to the individual photo:
http://s649.photobucket.com/user/sieverscase/library/Batch 3 Photos/Mark Sievers Office

These two are a mere sampling:

The FM verification form was sent to Dr. Sievers office: Address: 10201 Arcos Ave #201, Estero, FL 33928

Also, I am wondering if MS was employed as an independent contractor; therefore, he would file a 1099 (self-employed) each year. That way, he could pay himself as much as the business profits allowed by adjusting each month's income accordingly. The business also sends a copy of the income to the IRS so the financial figures must match.

http://www.forbes.com/sites/robertw...about-irs-form-1099/#2715e4857a0b44a27c8feae6

Refi can be a complicated process and the homeowner(s) must have nearly an outstanding credit score to qualify for the lowest interest rate. Refi is not free as closing costs can be pricey.

In the United States, a credit score is a number based on a statistical analysis of a person's credit files, that in theory represents the creditworthiness of that person, which is the likelihood that people will pay their bills. A credit score is primarily based on credit report information, typically from one of the three major credit bureaus: Experian, TransUnion, and Equifax. Income is not considered by the major credit bureaus when calculating a credit score.

There are different methods of calculating credit scores. FICO score, the most widely known type of credit score, is a credit score developed by FICO, previously known as Fair Isaac Corporation. It is used by many mortgage lenders that use a risk-based system to determine the possibility that the borrower may default on financial obligations to the mortgage lender. All credit scores must be subject to availability. The credit bureaus all have their own credit scores: Equifax's ScorePower ( FICO score from Equifax ), Equifax Credit Score, Experian's PLUS score, and TransUnion's credit score, and each also sells the VantageScore credit score. In addition, many large lenders, including the major credit card issuers, have developed their own proprietary scoring models.

Studies have shown scores to be predictive of risk in the underwriting of both credit and insurance.[16][17][18] Some studies even suggest that most consumers are the beneficiaries of lower credit costs and insurance premiums due to the use of credit scores.[17][19] https://en.wikipedia.org/wiki/Credit_score

2 major types of refinances are:

* Rate-and-term refinancing to save money. Typically, you refinance your remaining balance for a lower interest rate and a term you can afford. (The term is the number of years it will take to repay the loan.)
* Cash-out refinancing, in which you take out a new mortgage for more than you owed. You take the difference in cash or you use it to pay off existing debt.

Breaking even

Mortgage closing costs can total thousands of dollars. To decide whether a refinance makes sense, calculate the break-even point -- the time it will take for the mortgage refinance to pay for itself.

Cash-out refinances
Cash-out refinances often are used to pay down debt. They have pros and cons.

Imagine that you use a cash-out refinance to pay off credit card debt. On the pro side, you're reducing the interest rate on the credit card debt. On the con side, you may pay thousands more in interest because you're taking up to 30 years to pay off the balance you transferred from your credit card to your mortgage.

Read more: http://www.bankrate.com/finance/mortgages/when-to-refinance-your-mortgage-1.aspx#ixzz3yD1EDQyu
 
MS was either running an entire second "other" life or was desperately on drugs----either way, his house of cards was quickly crumbling down on him. The pics of his office, van, & safes tell a big tale of his life as he was leading it. Pictures don't lie; not in this case (staging or no staging)--it is apparent there was a portion of **chaos** MS was bringing into that household.

TS & the girls (& the pets) didn't deserve to live in the madhouse calamity MS brought into the dynamics.

MS is evidently pathological.

All moo.
 
I have been stuck on 2012/13 as the start for some reason. Late and I can go into specifics later. The office shows a real attempt at organization at first, but it declines rapidly. Dates on mail would be helpful. We know no taxes were paid for 2013.
 
I can't thank you enough for the photo thread! I somehow really missed a lot of pictures, and couldn't figure out why everyone was talking about the mess! OMG and he's the office manger. :thud:
I missed these also, not sure how. Well I think this explains why the patients weren't getting their records, he probably can't find anything anywhere. Geez.
 
Snipping from my earlier post:
"... http://s649.photobucket.com/user/sie...evers Office..."Fannie Mae" "Request for Verification"* form is used by mortgage lender to verify borrower's employment & salary in connection w home financing or re-fi..."

W some types of credit, e.g., bank cards, it could be easy for one spouse to forge siggie of other spouse and for it to go undetected by lender. Not so much w real estate based loans, w notaries & (typically) title ins companies involved and documents being recorded.

I azz-umed ^ Fannie Mae form was being completed for MS & TS home mortgage or home re-fi. Completely overlooked that it could be for HELOC, a home equity line of credit.

IIUC, HELOCs do not typically require same level of detail & volume of paperwork as first mortgage - for borrower or lender and can be done more quickly. https://en.wikipedia.org/wiki/Home_equity_line_of_credit

Also - "Upfront costs are also relatively low. On a $150,000 standard loan, settlement costs may range from $ 2-5,000, unless the borrower pays an interest rate high enough for the lender to pay some or all of it. On a $150,000 HELOC, costs seldom exceed $1,000 and in many cases are paid by the lender without a rate adjustment." bbm http://www.mtgprofessor.com/a - second mortgages/what_is_a_heloc.htm

Wondering if Dr TS was aware of HELOC or other credit apps. IDK.
If so, MS could have downplayed it, "Oh, not that we need the money now. It's just in case something comes up - then we can draw against the line of credit. No interest to pay in the meantime, only if we actually use it."

Any mortgage brokers or HELOC lenders around??? Input, please? Thx in adv.


 
Why would he lock his office doors? Who could find anything in that mess?!

Unbelievable that people can live like that, particularly a doctor's family! Looks like the youngest daughter, the one with the tent, is following in her father's footsteps.

It makes me caustrophobic looking at the pictures! Perhaps Children's Services need to make a follow up call, bet the whole house house looks like that now! What about the cleanliness of the bathrooms? Yuck, just thinking about that!

I think he locked the doors so no one would see the mess.
 
I think he locked the doors so no one would see the mess.

The more I thought about it, that is probably a big reason. It seems somewhere I read that a tutor came in last year, so can you imagine her accidentally opening those doors!

Then there is always that unknown fact of what MS took out of his office in the preceding time before the murder.
 
Why would he lock his office doors? Who could find anything in that mess?!

Unbelievable that people can live like that, particularly a doctor's family! Looks like the youngest daughter, the one with the tent, is following in her father's footsteps.

It makes me caustrophobic looking at the pictures! Perhaps Children's Services need to make a follow up call, bet the whole house house looks like that now! What about the cleanliness of the bathrooms? Yuck, just thinking about that!
MS’s office area is an obvious mess.

But . . . “about the cleanliness of the bathrooms”:
The bathrooms don’t appear ‘yuck’ to me. The photos I viewed looked like exceptionally clean bathrooms, especially the toilets, tubs and sinks.
Some countertop, drawer and closet clutter that seemed very typical, but otherwise no apparent dirt, grime, or mold.

Did I miss seeing some dirty bathroom photos?

I looked at these photos:
https://drive.google.com/folderview?id=0B717FUtKwdU8TTAwMFR2OF9WSXM&usp=drive_web
https://drive.google.com/folderview?id=0B717FUtKwdU8eTRZaVByNXVRdlU&usp=drive_web
 
MS’s office area is an obvious mess.

But . . . “about the cleanliness of the bathrooms”:
The bathrooms don’t appear ‘yuck’ to me. The photos I viewed looked like exceptionally clean bathrooms, especially the toilets, tubs and sinks.
Some countertop, drawer and closet clutter that seemed very typical, but otherwise no apparent dirt, grime, or mold.

Did I miss seeing some dirty bathroom photos?

I looked at these photos:
https://drive.google.com/folderview?id=0B717FUtKwdU8TTAwMFR2OF9WSXM&usp=drive_web
https://drive.google.com/folderview?id=0B717FUtKwdU8eTRZaVByNXVRdlU&usp=drive_web

They had a cleaning service. It was mentioned in the interview of Mark's mom.
 

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