Nope, you get the same BAH whether you have 1 or 15 kids The only time it goes up for a single soldier is when s/he gets married or if not married, has a child that lives with them full time. If you live on post, you may qualify for a larger house for having more children, but that also depends on the age of the children. And yes, there are a few guys and gals out there that do get married just to get more BAH, but most have the good sense not to do that. In Kelli's case, it looks like she was married before joining the military, so Mike would have always been her dependant. Hate that word, but that is what a spouse is considered in Army terms...And according to Mike, they had a good marriage. But at the end of the day, even if they didn't, even if they were getting separated, according to the army, they are still married, which means if they had a joint account, he is entitled to that, and if it turns out that Kelli was killed, he is entitled to her life insurance, which more than likely is in his name. All soldiers are required to have SGLI.