Sorry, i am in such a hurry since my 'puter time is limited. I wasn't so much thinking about the life insurance. I was thinking along the lines that EB just may have been fed up with the whole marriage and a disabled step daughter to care for. Who knows the extent of her drug use or mental issues? She may have planned to make both Zahra and AB go poof!
I am trying to think outside the box and am no way saying AB was or wasn't involved in Zahra's disappearance. Just sayin that EB is a manipulative woman, IMO and may be capable of concocting such a bizarre set up for the simple reason that she no longer had any use for them. Hope this helps clarify my thought process.
MOO
wm