Found Deceased NY - Jennifer Ramsaran, 36, Chenango County, 11 Dec 2012 - #13

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BBM - GR mentioned life insurance in this article.

May 18, 2013: http://www.thedailystar.com/news/local_news/article_c6325bae-7bef-58d7-855f-fdc55f5d474b.html

"Ramsaran also said the only life insurance policy he has for himself and his wife “was taken out many, many years ago” through his employer, IBM, and that no changes have been made in recent years."

O so there was Life Insurance Policy on her; most of us thought so:

Ted Goldberg @TedTWCNews · 20s

Prosecution finishes opening statement in #RamsaranTrial alleges Ganesh killed wife for life insurance $$, avoid alimony, be with GF, etc
 
I recollect from when I looked them up before, spousal life insurance benefits from IBM were even better when GR was first employed. Even so, going by the latest info, Jennifer's life could have been insured for $200,000.

BBM
'Optional Insurance opportunities....

Employees have the opportunity to apply for term-life coverage for themselves or their eligible family members, or both......Employees enrolled in this program may receive coverage up to eight times their annual salaries. Coverage for spouse is available up to $200,000. '

http://www-01.ibm.com/employment/us/benefits/2014_Benefits_Brochure.pdf

I always thought it was extremely disingenuous for GR to state he'd taken out insurance years ago and no changes had been made recently - neatly sidestepping the issue of whether he stood to benefit financially from Jennifer's death or not.
 
Wonder when he purchased the life insurance on Jen?

Or if it had been purchased prior to the affair, if he had increased it recently.

IBM offered the best deals if employees took up insurance offers on themselves/spouses/dependents soon after starting work with the company. So I guess that's when GR would have taken the policies out, right after becoming an employee.
 
I recollect from when I looked them up before, spousal life insurance benefits from IBM were even better when GR was first employed. Even so, going by the latest info, Jennifer's life could have been insured for $200,000.

BBM
'Optional Insurance opportunities....

Employees have the opportunity to apply for term-life coverage for themselves or their eligible family members, or both......Employees enrolled in this program may receive coverage up to eight times their annual salaries. Coverage for spouse is available up to $200,000. '

http://www-01.ibm.com/employment/us/benefits/2014_Benefits_Brochure.pdf

I always thought it was extremely disingenuous for GR to state he'd taken out insurance years ago and no changes had been made recently - neatly sidestepping the issue of whether he stood to benefit financially from Jennifer's death or not.

Even if he hadn't made changes to his life insurance policy recently, and even if it were in a more modest amount, it would still be a financial gain versus the financial loss he would incur should he have to pay child support and alimony and give Jen part of the value of the home they shared. His initial plan was for Jen to disappear quietly -- agree to a simple divorce on his terms, go live in some apartment somewhere, while he kept the house and kids. When Jen surprised him by digging in her heels and seeking out a divorce attorney, that rather mucked up his plans. So he had to go to plan B -- have her disappear quietly in a different way.
 
Guys a reminder....

We don't allow copy/paste from facebook pages.

Please stick to discussing information released via media or from our members reporting from court.
 
Guys a reminder....

We don't allow copy/paste from facebook pages.

Please stick to discussing information released via media or from our members reporting from court.

marly - i thought this would be okay since i wrote the post after going to court yesterday. i can rewrite the contents, post it here, and then post it back onto the J4J site if that works. i think it has some really important information. everything in it was from what the DA said during opening statements.
 
It's fine for any members to report from court as long as they let us know but information can't be copied/pasted from facebook pages.
 
This is from court yesterday. Edited:

DA joe mcbride said that the evidence will show the following: Remy killed his wife between 8:15 am - 8:30 am on 12/11/12. Jen's blood was found on the sweatshirt that Remy wore that morning. Remy reported Jen missing at approximately 8:00pm, only 3 hours after she was allegedly supposed to be home from shopping. The officer said Remy and was crying and saying that something terrible must have happened to Jen, as she would never have left him or the children. The officer asked Remy if Jen was engaged in an online relationship, to which Remy stated that she was not, that their marriage was "perfect," and that they hadn't had a fight in two weeks. The next day, Remy arrived at the police station with Eileen Sayles with whom he had an affair beginning in 2007, and lasting until 2013. Remy introduced Eilleen to officers as his girlfriend, and said that Jen was having an online affair. That night, Remy "found" Jen's phone in the Town of Plymouth. When Remy turned the phone back on, he inadvertently activated her SnapChat app, which took a picture at that moment. We weren't told what the picture shows. Remy was obsessed with Eileen, calling her over 2,400 times in 2013 (he went to jail in 05/2013). McBride read an email Remy wrote to Eileen, stating that he would do "anything and everything" for their relationship. Jen was murdered soon after. While Jen was missing, Remy asked a local bank employee to engage in a "three way" with him and Eileen. Approximately a week after Jen went missing, Remy met Eileen's mother and stepfather. He told them he wanted to spend the rest of his life with Eileen. No mention of Jen. Soon after Jen was killed, Remy wrote on FB that he had never been to a funeral before, and that his wife's will be the first one. Jen did have an online friendship with someone she played an online game with. She was playing this game with the friend the morning she was killed. When she was absent from the game for a while, the gaming friend asked, "Where did you go." Jen never replied. Jen's van was having mechanical problems, so Jen said she wanted to go shopping with Eileen later in the week, as Eileen had more reliable transportation. After Jen went missing, a close friend from across the country offered to help look for Jen. Remy declined this friend's help. Remy told police the route he jogged from his home to the Y in Norwich. None of the cameras from the businesses along this route showed that he jogged past. When confronted with this information, Remy changed his story and said he went the back way, behind Rite Aide. Rite Aide's security cameras didn't show him taking the route behind his store, either. The defense attorney, Gil Garcia said that he will show that the police bungled their jobs, and had thought from "Day One" that Remy was the only perpetrator, when they should have looked at other people instead. Testimony resumes today at 10:00.

also, it was mentioned that it did not snow on 12/11/2012, the day jen went missing. when she was found in 02/2013, there was little to no snow underneath her body. this is significant because the defense won't have such a great argument if they say she was placed there later, perhaps by an abductor.

life insurance was $200,000 as others mentioned. it was brought up as motive.

the defense attorney borderline badgered the first witness, an officer, and before that each individual member of the pool of potential jurors. looks of disbelief around the courtroom.
 
That is fine thanks Jillian :)

If anyone has any further questions please use PM
 
WOWZER I don't even know where to start. I am so glad jenny is finally getting the justice she and her family deserve.

This article- a must read.


Sent from my iPad using Tapatalk

Agree. Where to begin?

Another very detailed and well written coverage of the opening statements delivered inside the courtroom yesterday by reporter/writer Joe Mahoney.
 
snipped

“At 8:13 a.m., she did something she had never done,” McBride said. “She disappeared from the game without further notice. She never came back. She never explained where she was. She just did not return.” Perplexed, the man sent her a text message at 8:33 a.m., but got no response, McBride said.

snipped

He also noted that a router and wireless modem in the house — which Ganesh Ramsaran had called “psychoG” — had connected with his wife’s iPhone after the time he told police she left the house to go shopping for Christmas presents at a Syracuse-area mall.

snipped

A YMCA camera, he added, did capture his image — but he was coming from the west, not from the north, as his account suggested.

http://www.thedailystar.com/news/local_news/article_3ccf5ed7-8a04-519a-bfa5-4a176038d313.html

Snipping portions of lengthy article since I have 3 clicks remaining, and don't want to "lose" the info.
 
snipped & BBM

The district attorney said Ramsaran even tried to show his mother-in-law nude photographs of Jennifer Ramsaran, suggesting she was sending them to other men. In fact, McBride said, Ganesh Ramsaran had encouraged his wife to provide those photographs to him, and he ended up using them to damage her reputation with her family.

McBride also said the trial will feature testimony from a local woman who visited with Ganesh Ramsaran several days after his wife was reported as missing.

During the conversation, McBride said, Ramsaran told the woman he “regretted” that he, the woman and Jennifer Ramsaran “had not gotten together for a three-way,” and then asked the woman if she would be interested in having a sexual tryst with him. Upset by the proposition, the woman then left the house, McBride said.

http://www.thedailystar.com/news/local_news/article_3ccf5ed7-8a04-519a-bfa5-4a176038d313.html
 
It is just so much worse than anyone could have imagined!
 
snipped

Garcia said the man from London who played online games with Jennifer Rasaran will offer testimony suggesting that “there were other people involved — but the police did not follow up.”

Garcia also cast doubt on the Dec. 11, 2012 timeline offered by McBride, noting it would have given Ganesh Ramsaran only 74 minutes to leave the house in South New Berlin, dump the body in Pharsalia, ditch the phone in Plymouth, abandon the van in Norwich and then arrive at the YMCA at 12:44 p.m.

http://www.thedailystar.com/news/local_news/article_3ccf5ed7-8a04-519a-bfa5-4a176038d313.html
 
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