Allison Baden-Clay - GENERAL DISCUSSION THREAD #41

[Obsessor]

Imagine if NBC decided to plead guilty to the murder, whether he did it or not. The only thing GBC seems to have that he doesn't are scratches???
He could decide to allow GBC a life with the girls. Afterall, they only have access visits now, (I think).
Especially if he knew he had masterminded the whole thing, and was involved in the deed, he may decide he cant stand back and watch GBC get life. They would be likely to exhaust every other option first, but I wonder if they would resort to this as a last chance for GBC to have a life. He is a lot younger than NBC, therefore has a lot more to lose.

Dare I ask, would GBC be able to pick up the insurance money if he was aquitted under these circumstances????
That would be a big incentive for NBC to do this...???

(I know this is unlikely, but a theory all the same...)

 

[Maigret]

Imagine if NBC decided to plead guilty to the murder, whether he did it or not. The only thing GBC seems to have that he doesn't are scratches???
He could decide to allow GBC a life with the girls. Afterall, they only have access visits now, (I think).
Especially if he knew he had masterminded the whole thing, and was involved in the deed, he may decide he cant stand back and watch GBC get life. They would be likely to exhaust every other option first, but I wonder if they would resort to this as a last chance for GBC to have a life. He is a lot younger than NBC, therefore has a lot more to lose.

Dare I ask, would GBC be able to pick up the insurance money if he was aquitted under these circumstances????
That would be a big incentive for NBC to do this...???

(I know this is unlikely, but a theory all the same...)

It's quite a good scenario - and would GBC then sue the QPS for wrongful imprisonment and so obtain even more money ??

 

[GEANIE]

Good obs there Obsessor !
The family stood to gain plenty. Allison was insured ( Big pay out, small term) and if the son then moved on to TM there was the potential for more 'comfort' financially speaking. (Prospective pay out 'long term') Who knows, getting away with it could have made TM the next 'tragic' suicide. (She got lucky ! I hope she prays and thanks that angel watching over her !)
I personally believe that the family was involved. This was a business 'operation', cold and callous. They (NBC and EBC) are going let their son take the fall. If I was the pastor I would watch my back.
I think GBC is weak. I think NBC is the brains and manipulated GBC.
In Africa your children provide for your old age. GBC was not doing a very good job....just sayin'.

BTW if GBC is insured and does himself in who are his beneficiaries ? His children or his parents ?

I still cant get my head around why Bwanna was at the bus stop around 11.30 as it has been said, and I was told of the sighting and someone who knew him by name spoke to him with his head in his hands.
I just wonder if he got cold feet at disposing of the body and argued with GBC and said I want out and GBC dropped him at the roundabout in a heated arguement.
If Allison was killed say about 10 pm and she had to be dressed in her running clothes and the body moved to the captiva would take a while, then big think where to dump her would take a while......Bwanna at bus stop at 11.30 would fit in with the timing in my oppinion......then the face time call at apprx 12.15 lasting for a little over 1 min I think it was could have been to say hey Dad it's done just dont panic......this would also fit in with the time to get to the bridge dump her over the rail and get back.
Did OW oick Bwanna up from the bus stop.
Wonder if there are other phone calls not come to light in the evidence yet.
This would also fit in with livor mortis theory that she ended up under the in say 3 to 4 hours, after death.

Just another though and my oppoinion only:banghead::jail:

 

[Obsessor]

If NBC didn't mastermind or help with the murder, I dont think he'd offer to take the blame, but if he did, it would have to be crossing his mind wouldn't it?

 

[Obsessor]

If NBC was to go to the house to meet GBC and kill Allison, he wouldn't want his car seen at the house.
Maybe he got picked up by GBC in the evening, from his house, where the girls were staying whilst Allison had her hair done, taken to Brookfield, assisted in carrying out the plan, and was then dropped back at the bus stop by GBC to be picked up by another family member, so as GBC's car was never seen arriving back at skull manor.

???

(am I onto something here??? lol)

 

[Maigret]

If NBC was to go to the house to meet GBC and kill Allison, he wouldn't want his car seen at the house.
Maybe he got picked up by GBC in the evening, from his house, where the girls were staying whilst Allison had her hair done, taken to Brookfield, assisted in carrying out the plan, and was then dropped back at the bus stop by GBC to be picked up by another family member, so as GBC's car was never seen arriving back at skull manor.

???

(am I onto something here??? lol)

Could be ... The driveway at the house at Brookfield was reasonably private but not so at skull manor and the neighbours were much closer and more likely to hear a car and remember it :jail:

 

[Obsessor]

The BC family did not appear grieved at the loss of Allison.

They also did not appear convinced that she was lost. They never partook in any search or support of thise search efforts others were undertaking.

They ALL behaved evasively towards the media and investigators.

They ALL refused to give a formal statement.

Not one appeared to show support to the Dickies during the search, or after the body was found.

Not one spoke about their daughter-in-law/sister-in-law at the funeral, or even helped arrange the funeral.

Someone, in that family has subsequently helped GBC sell off the property that was co-owned by other members of Allisons grieving family.

That have all showed unwaivering support of GBC despite all the evidence that has come out showing he made enquiries regarding the life insurance policies, and was operating a bogus email account telling his lover he had to lay low.

The family opened critisized the media for keeping this case in the news (oh, I should say not letting them be normal)

The parents granny pash was a very clear message to the media that they were united.

Not one member of the family has ever sought out the real murderer, or, as Allisons sister promised at the funeral, to make sure someone pays for what they have done. (I know she didn't say that, but something along those lines, as any family would)



When you look at their "bizarre" behaviour, it all makes sense if you see them as a family that are in it up to their eyeballs, but it doesn't make sense for a family to which this was all a shock.

MOO

 

[Obsessor]

I still cant get my head around why Bwanna was at the bus stop around 11.30 as it has been said, and I was told of the sighting and someone who knew him by name spoke to him with his head in his hands.
I just wonder if he got cold feet at disposing of the body and argued with GBC and said I want out and GBC dropped him at the roundabout in a heated arguement.
If Allison was killed say about 10 pm and she had to be dressed in her running clothes and the body moved to the captiva would take a while, then big think where to dump her would take a while......Bwanna at bus stop at 11.30 would fit in with the timing in my oppinion......then the face time call at apprx 12.15 lasting for a little over 1 min I think it was could have been to say hey Dad it's done just dont panic......this would also fit in with the time to get to the bridge dump her over the rail and get back.
Did OW oick Bwanna up from the bus stop.
Wonder if there are other phone calls not come to light in the evidence yet.
This would also fit in with livor mortis theory that she ended up under the in say 3 to 4 hours, after death.

Just another though and my oppoinion only:banghead::jail:

The idea of GBC and NBC having a heated argument whilst carrying a corpse or dumping a corpse doesn't wash with me, as they have shown absolute calm and solidarity throughout everything we have seen.
Some people panic and in doing so might fly off the handle and make rash decisions.
Other people calmly go into a very clear mindset where they carefully assess and evaluate and act in the best way for the situation.
Doctors spring to mind here.
From my observations, I believe this is how NBC would have handled the situation.


MOO

 

[Oz Jen]

I seem to remember some discussion on here months ago about an overdue insurance policy payment - and GBC not having enough money to pay for it? I can't find the reference, but maybe Marvellous Marly can assist? My point is, IF this was the case, would it not prompt immediate action to cash in the policy before it lapsed? Someone may know, and please correct me if I am wrong, but I was under the impression that if the monthly insurance premiums are not met, the policy becomes null and void? IMOO

 

[Couldbe]

Ozjen ..... this may be the insurance policy info to which you were referring:

No more premiums would be payable on Allisons policies as she is deceased so they are payable and have now been paid out by way of payment into the court. One of the polices was overdue when she died but the policy was still valid. I think insurance companies have a grace period of at least one month before the policy lapses.

Unless someone is paying the premiums on GBCS own policies , they will lapse when they become due for renewal. Hopefully someone is paying them. At the time of Allisons death he had income protection and a few life insurance polices as well as business insurance. So if he died Allison would have got about $2 million. He was twice as much insured as Allison. Their insurances were not unusual for a couple who owned their own business and had young children.

 

[Oz Jen]

Ozjen ..... this may be the insurance policy info to which you were referring:

Thanks Couldbe! This is exactly where my thoughts were going. IF Allison's insurance premium payment was not paid, and allowing for the one month grace period, then would not GBC believe that her policy would become null and void AFTER that point in time - meaning she would need to pass away in time to collect the payout?

 

[alioop]

I don't think they would have paid someone - it would mean some one else knowing something

I don't think GBC could have afforded to pay someone.

Edit, unless he made an IOU arrangement. But I don't believe this happened and the police have charged GBC with the interference of the body at Kholo Creek.

 

[alioop]

Thanks Couldbe! This is exactly where my thoughts were going. IF Allison's insurance premium payment was not paid, and allowing for the one month grace period, then would not GBC believe that her policy would become null and void AFTER that point in time - meaning she would need to pass away in time to collect the payout?

Oz jen, there were 2 issues around Allison's policies. She was in the process of getting one of them reduced by $200,000 and one of them was about to expire on 19 May. The police case is that this is part of GBC's motive to kill her to be able to collect on those polices before changes/expiry happened. Otherwise it is a very big coincidence with the timing of her death.

 

[GEANIE]

Ozjen ..... this may be the insurance policy info to which you were referring:

If Allison was looking at reducing her policy by some $200.000.00 then that would heat up the dead line ......excuise the wording.......no offence intended .
Wonder if GBC was aware of her looking into that.......or found out by chance.....Does any know if she saw a solicitor the day before she fell down a hole......I was told she had an appointment and not sure what day it was......I can only assume she was starting to wind things up as she probably realised there was no hope for the marriage to continue.
She may have found out more of GBC lies and that he was going ahead with his plan to move in with T M....it all must have come to boiling point the night she was murdered!!!!
She might have said something like ........I am making arrangements for my future.....and he snapped because he was not getting his own way.
Poor bugger him......feeling a little bit hurt that she could take some control of the next phase, of her life.....and he didn't know about it until that night....
She may have said....Tough because I have set the wheels in motion.....and she may have had a new confidence with the new hair do and fronting up to the conference the next day.....
What a shame she never made it to that conference.....:banghead::jail:

MOO

 

[GEANIE]

Ozjen ..... this may be the insurance policy info to which you were referring:

Just wrote this long post and it would not go through......
Wonder if GBC was aware of the cut back of $200.000.00 on Alisons insurance policy....or if she did that.

I heard she either saw or was about to see a solicitor for the future....re: breakdown of the marriage......I think she would have realised it was all over with him continuing to see T M.....and the fact that TM was going to be at the conference........if their was any hope for the marriage wouldn't one think T M would have been asked to not go!!!!!????:banghead:

 

[GEANIE]

Just wrote this long post and it would not go through......
Wonder if GBC was aware of the cut back of $200.000.00 on Alisons insurance policy....or if she did that.

I heard she either saw or was about to see a solicitor for the future....re: breakdown of the marriage......I think she would have realised it was all over with him continuing to see T M.....and the fact that TM was going to be at the conference........if their was any hope for the marriage wouldn't one think T M would have been asked to not go!!!!!????:banghead:

Sorry it did go through....repeated my self

 

[KrystalKlear]

5 weeks today until the committal hearing......tick tock tick tock...........

 

[Couldbe]

I don't think GBC could have afforded to pay someone.

Edit, unless he made an IOU arrangement. But I don't believe this happened and the police have charged GBC with the interference of the body at Kholo Creek.

Thank you that point alioop; I will cease that line of thinking.
I guess my thinking has been that the interference of the body charge against him would be because he handed her over to someone else to 'dump' (and that person could have been kept secret by the Police until GBC had been dealt with').

 

[alioop]

Wonder if GBC was aware of the cut back of $200.000.00 on Alisons insurance policy....or if she did that.

Good point Geanie. I had presumed that he was aware so I went back to the info from their insurance adviser and he said he spoke to both of them on speaker phone in late March about rolling GBC's super into one policy. He told them that they would lose the life insurance and permanent disability insurance on that policy if they did that. He said they were not aware that they had insurance as part of their super. The next day Allison emailed him asking if he could check her benefits and see if she was paying for extra insurance policies that her super may cover. He said he missed her email and she emailed him again on 17 April, inquiring how he went with looking into reducing her policies in light of the the fact she had $200,000 life cover through her super. He contacted one of Allison's insurance companies that day to ask about this and he did the same with GBC's insurance policy with a different company.

He doesn't say what the outcome was but it seems that no changes were made at that stage and she was dead 2 days later.

So to get back to your question Geanie, I think that there is no direct evidence from the insurance advisor that GBC knew about Allison's emails to him but I think that it is likely that Allison and GBC discussed it so that he knew about it. I think they both working on reducing their expenses though more efforts seem to be by Allison but maybe she just had more time during the day and GBC was too busy. Maybe he was already working on downsizing their real estate business as it must have been a big hole for their money in those premises.

 

[GEANIE]

Good point Geanie. I had presumed that he was aware so I went back to the info from their insurance adviser and he said he spoke to both of them on speaker phone in late March about rolling GBC's super into one policy. He told them that they would lose the life insurance and permanent disability insurance on that policy if they did that. He said they were not aware that they had insurance as part of their super. The next day Allison emailed him asking if he could check her benefits and see if she was paying for extra insurance policies that her super may cover. He said he missed her email and she emailed him again on 17 April, inquiring how he went with looking into reducing her policies in light of the the fact she had $200,000 life cover through her super. He contacted one of Allison's insurance companies that day to ask about this and he did the same with GBC's insurance policy with a different company.

He doesn't say what the outcome was but it seems that no changes were made at that stage and she was dead 2 days later.

So to get back to your question Geanie, I think that there is no direct evidence from the insurance advisor that GBC knew about Allison's emails to him but I think that it is likely that Allison and GBC discussed it so that he knew about it. I think they both working on reducing their expenses though more efforts seem to be by Allison but maybe she just had more time during the day and GBC was too busy. Maybe he was already working on downsizing their real estate business as it must have been a big hole for their money in those premises.

Thankyou Alioop....I was thinking that she may have instigated it when at solicitor....am sure she saw one just before she was murdered to get things rolling.
I also think that had GBC just found out about this....AND...other things Allison was verging on to get herself free and safe would have set him off into a rage......she may have been feeling a little more confident that night....and told him to go to hell....That would have been a trigger for him to explode......
Everything was falling apart around him......and for Allison to stand her ground was the last straw....he would be seen as the looser!!!!!
All MOO:banghead::jail: