BonnieB
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How silly. Just realised we can discount the idea she replied to Le Courrier, and then he stole her wallet to suss her out. Wallet was stollen first, then ad was placed.
The only way he could have stolen her wallet in 1994 is if in the months after he returned to NSW from Tas and she settled into Southport, he randomly spotted her, or someone tipped him off about her.
Theories update
1. Marion answered Le Courrier ad, he stalked her and waited until she was single.
2. He randomly stole her wallet OR was given info about her from bank or real estate and then stole her wallet.
3. He saw her award in the paper and became obsessed due to similarities with MC.
4. He met her through arts centre or school, either randomly or was tipped off.
I still think it's possible that RB had a friendship with the dodgy real estate agent OR bank employee (most likely bank due to the suspicious withdrawals later in timeline), and they could've informed RB when a single and vulnerable women bought a house and had assets. IMO.
But which theory is most likely?
We know RB doesn't pick victims at random, he plans ahead to make sure they have assets and are vulnerable.
He targeted GGB because she was single, owned a house and ran her own business. He targeted JO because she was getting divorced, a house and a settlement. He targeted MC because...??? We don't fully know. Perhaps he had a grudge against (or admiration for) FR and that turned into an obsession with obtaining MC? Or MC might've just been a wealthy divorcee target like JO. We don't know.
It is very possible RB saw MC in 1992 (thank you @BonnieB)
RB said he was in Luxembourg between 1981-83 with his family running the family business. That is when he allegedly met FR and MC as they went to RB's shop together. We might assume FR and MC were married at the time, right?
So it's possible FR and MC were separated by 1992 when RB went to EU. Perhaps he chose MC as a victim in the same way he chose JO... as soon as he heard they were getting divorced, he suddenly appeared. Just a thought.
Theories Update
IMO 3 or possibly 4 are most likely
RB & MC
Given RB's effusive love letter penned in August 1980, describing the effect on him of their love-making I'm fairly certain their affair began at that time. I assume MC was separated at that time.
I also suspect DdH's return to Australia in January 1981 when 6.5mths pregnant, might be connected to his manic obsession with MC. I think he may have convinced Diane to come back to Luxembourg with his "platonic" story. No wonder he was visibly horrified when that love letter was read out.
I think he remained obsessed with MC and saw her again in 1992. Whether they had a sexual encounter during that trip would be speculation but it certainly inspired a flurry of correspondence after he returned and moved to Tassie.
IMO his obsession with MC could only be satisfied to some degree through Marion, JO and possibly other women. The man is a psychopath.