MO - 2nd woman found dead in firefighter's home - Frontenac, MO (suburban St. Louis)

[asmi106082]

I'm curious about the text messages that led to this:

"One of their last text messages to Sweeney, they say, was to tell her to get away from that firefighter. We have attempted to reach him and an attorney who previously represented him, but we have not yet heard back."​

What did Sarah text prior to being told to "get away from that firefighter?"

Sarah was advised to flee the firefighter, and what, she chose to stay, to unexpectedly, and without cause, drop dead at his house before she could reply?

In the article it explains that she began to isolate from her family about two years ago and they told her to leave her boyfriend.
I agree that snippet was extremely misleading. MOO

 

[otto]

How was her income paid to the firefighter? I didn't think they could do that in this country.

He convinced her to quit her job and to work for the firefighter's family company, a company started by the firefighter's father to produce monuments etc. for people in that profession. He then arranged for her salary to be paid to himself.

 

[Betty P]

He convinced her to quit her job and to work for the firefighter's family company, a company started by the firefighter's father to produce monuments etc. for people in that profession. He then arranged for her salary to be paid to himself.

<modsnip: off topic/sleuthing someone not named a POI>

St Louis county prosecutor needs to take a close look at these deaths.

 

[FromGermany1]

Suspect: none, no evidence of murder
Two unexpected deaths of romantic partners in firefighter's home

Grace Holland
death: July 22, 2020
age: 35 years old
cause of death: gunshot to left side of head, deceased was right-handed
manner of death: ruled a suicide, family disagrees
present at time of shooting: firefighter's fiance
missing from scene: engagement ring
View attachment 475153

Sarah Kathleen Sweeney
death: January 13, 2024
age: 39 years old
cause of death: unknown
manner of death: unknown

Sarah Sweeney was advised to leave the firefighter's home shortly before she unexpectedly died of unknown cause at his home.

View attachment 475155

2nd woman found dead inside a local firefighter’s home, 2 families want more answers

A 39-year-old woman was found dead in Frontenac Saturday in what investigators have called a sudden death.

www.firstalert4.com

Was Grace's "missing" engagement ring saved for the next poor woman Sarah? If we would only know ....

 

[otto]

Was Grace's "missing" engagement ring saved for the next poor woman Sarah? If we would only know ....

The missing engagement ring doesn't make sense. According to documents, it is seen in the photos taken at the time of death. First the firefighter claimed that the ring is missing and then he claimed that the ring in the photos is a replica, but he provided no supporting documentation regarding the manufacture of a replica ring.

There should be an investigation into the ring - whether it was pawned, altered, or whether he still has it. Where is the replica ring? Did he submit an insurance claim for the ring?

 

[airportwoman]

He convinced her to quit her job and to work for the firefighter's family company, a company started by the firefighter's father to produce monuments etc. for people in that profession. He then arranged for her salary to be paid to himself.

Didn't the former girlfriend have 4 kids? Maybe they did this so she would "have no income" and could get more child support, and other benefits?

 

[otto]

Didn't the former girlfriend have 4 kids? Maybe they did this so she would "have no income" and could get more child support, and other benefits?

If the children were split 50-50 time with each parent, and had an equal standard of living at both parents' homes, there might not be child support other than school fees, etc. She was engaged to, and lived with, the firefighter after a 4 year relationship. Both their 623 Fairways Circle and their 11880 Conway Road homes belonged to the firefighter and had 4 bedrooms.

Two women, aged 35 and 39, were found in the firefighter's homes 4 years apart. The 35 year old mother of four died of gunshot to the upper left side of her skull. She handled guns with her right hand, which opens up all sorts of questions about how she managed that.

Do investigators assume that she used her left hand to shoot herself on the left side of her head? If so, why? Why risk missing the shot if she wanted to commit suicide? There's a reason that gunshot wounds to the non-dominant hand side of the head are immediately suspicious, but it requires common sense.

The second romantic partner apparently experienced sudden death. Her lawyer said that she experienced a "life threatening condition" and a non-fatal "serious medical condition". Did she take medication for the medical condition? What sort of pharmaceutical prescriptions were used by the family? I hope the family does not cremate ... in case further testing is warranted.

What was Sarah's "life threatening condition" and when might we hear more about it from her lawyer?

 

[cvaldez1975]

If the children were split 50-50 time with each parent, and had an equal standard of living at both parents' homes, there might not be child support other than school fees, etc. She was engaged to, and lived with, the firefighter after a 4 year relationship. Both their 623 Fairways Circle and their 11880 Conway Road homes belonged to the firefighter and had 4 bedrooms.

Two women, aged 35 and 39, were found in the firefighter's homes 4 years apart. The 35 year old mother of four died of gunshot to the upper left side of her skull. She handled guns with her right hand, which opens up all sorts of questions about how she managed that.

Do investigators assume that she used her left hand to shoot herself on the left side of her head? If so, why? Why risk missing the shot if she wanted to commit suicide? There's a reason that gunshot wounds to the non-dominant hand side of the head are immediately suspicious, but it requires common sense.

The second romantic partner apparently experienced sudden death. Her lawyer said that she experienced a "life threatening condition" and a non-fatal "serious medical condition". Did she take medication for the medical condition? What sort of pharmaceutical prescriptions were used by the family? I hope the family does not cremate ... in case further testing is warranted.

What was Sarah's "life threatening condition" and when might we hear more about it from her lawyer?

BBM right but in most states, if there is 50/50 (which im not sure that was the case) the higher earner would still owe support and the new spouse or partners income is not included. that being said, i doubt she was having her earnings paid directly to her partner to get higher support.

 

[otto]

BBM right but in most states, if there is 50/50 (which im not sure that was the case) the higher earner would still owe support and the new spouse or partners income is not included. that being said, i doubt she was having her earnings paid directly to her partner to get higher support.

Even if her fiancee received her earnings, I'm guessing she would still file taxes, which often factors into child support.

I wonder whether there is an insurance company in the area that includes a suicide clause in an unexpected death policy. Most policies don't include suicide, but if there's one in the area that does, it opens the question of motive.

 

[otto]

I'm curious how long it will take the firefighter to find a new live-in girlfriend. If he has already found one, I'm curious how long they have known each other.

It was roughly 8 months between the firefighter living with Grace Holland and then Sarah Sweeney. The relationship with Grace lasted 4 years and included 4 children, the relationship with Sarah last 2.5 years and there are no children.

Does "life-threatening condition" refer to an unhealthy romantic relationship prior to unexpected premature death?

 

[FromGermany1]

I'm curious how long it will take the firefighter to find a new live-in girlfriend. If he has already found one, I'm curious how long they have known each other.

It was roughly 8 months between the firefighter living with Grace Holland and then Sarah Sweeney. The relationship with Grace lasted 4 years and included 4 children, the relationship with Sarah last 2.5 years and there are no children.

Does "life-threatening condition" refer to an unhealthy romantic relationship prior to unexpected premature death?

If I google for translation, then "condition" may mean also a SITUATION. Wondering about it, I think, perhaps the big threat in her life (fire fighter) indeed is circumscribed this way.

 

[asmi106082]

Even if her fiancee received her earnings, I'm guessing she would still file taxes, which often factors into child support.

I wonder whether there is an insurance company in the area that includes a suicide clause in an unexpected death policy. Most policies don't include suicide, but if there's one in the area that does, it opens the question of motive.

Actually, most policies will cover suicide but only after a certain number of years after the policy is issued. This prevents people from getting insured and then offing themselves.
JMO from being a licensed insurance agent

 

[Shamrock1]

The average life insurance policy will cover deaths by suicide. There’s typically a two-year waiting period. The idea that suicide voids a policy is a myth.

 

[Gemmie]

Just to clear things up...

Suicide is not generally covered in the first two years of a life insurance policy but it is covered after that. This two-year period is known as a suicide clause.

If a suicide happens more than two years after getting a life insurance policy, the life insurance policy will pay out death benefit to the policy’s beneficiaries.

Life Insurance Death Benefits After a Suicide​

While beneficiaries are not entitled to death benefits if a suicide occurs during a policy’s first two years, they may receive a refund of the premiums that were paid into the policy before the death.

The exclusion for suicides includes instances of doctor-assisted suicide. Five states allow assisted suicide: California, Colorado, Oregon, Washington and Vermont.

Does Life Insurance Cover Suicide?

Life insurance companies need to protect themselves from the possibility that someone could buy a policy with the intention of committing suicide shortly after so that their families receive a life insurance payment. Does Life Insurance Cover Suicide? Suicide is not generally covered in the fi

www.forbes.com

 

[Betty P]

I'm curious how long it will take the firefighter to find a new live-in girlfriend. If he has already found one, I'm curious how long they have known each other.

It was roughly 8 months between the firefighter living with Grace Holland and then Sarah Sweeney. The relationship with Grace lasted 4 years and included 4 children, the relationship with Sarah last 2.5 years and there are no children.

Does "life-threatening condition" refer to an unhealthy romantic relationship prior to unexpected premature death?

I really do think if some podcasts, national news shows, crime reporters, etc. start reporting on this story, local LE and prosecutor would start looking into it.

<modsnip: referenced post was removed>

 

[al66pine]

MO. Statute: Life Ins. Policies & Suicide Clause

Actually, most policies will cover suicide but only after a certain number of years after the policy is issued. This prevents people from getting insured and then offing themselves.
JMO from being a licensed insurance agent

TYVM.
@asmi106082 Good that Websleuths has many talented ppl w experience, like you, in different fields.

Yes, the suicide-exclusion-period clause prevents (well, discourages) a person planning a suicide from buying a LI policy, then committing suicide w'in that exclusion period (that is, assuming they are aware of it. W bigger picture planning, they may wait until exclusion period has expired and the death benefit will be paid).

I posted* link & quoted Mo law, re ONE YEAR suicide exclusion.
Life Ins policies --- issued or delivered in MIssouri --- may "exclude or restrict coverage" for a "suicide... within one year from the date of the issue."

_____________________________________
*

MO - 2nd woman found dead in firefighter's home - Frontenac, MO (suburban St. Louis)

Life Insurance Policies & Suicide Clauses in Missouri. .... Not only was there an insurance policy, but did it include a suicide clause - most don't.... snipped for focus @otto Interesting to read about these unusual circumstances, esp'ly your posts w extensive background & details. FWIW, a...

www.websleuths.com

BTW, per statute, if suicide occurs w'in one year of issue, LI co. "shall promptly refund all premiums paid."

 

[al66pine]

@otto
@CuriousCricket
@Gemmie
@Shamrock1

MO. Law re LI Policies Issued or Delivered in MO
Suicide-exclusion-period is ONE year.

Source & more info at my post just a couple upthread.

376.620

Suicide, effect on liability — refund of premiums, when.

revisor.mo.gov

 

[cyberpanda]

Reminds me of the murder of Molly Young from Carbondale, IL. Her death was ruled a suicide even though all evidence points to her ex shooting her, and he worked for the local police department. Last I heard he was living near St. Louis working for a fire department. Not making any claims, but a wild coincidence.

 

[airportwoman]

As a firefighter, having first aid and some paramedic training, what does he know about injections?

I curious whether autopsy reports will be available. Are there any injection marks? Succinylcholine, a drop dead drug, is virtually undetectable. It can cause organ failure and death, and quickly dissipates from the bloodstream. It's available in hospitals for routine procedures.

I don't think he would have legitimate access to succinylcholine, and I can't imagine any scenario where a podiatrist would need it either.

 

[airportwoman]

I'm curious how long it will take the firefighter to find a new live-in girlfriend. If he has already found one, I'm curious how long they have known each other.

It was roughly 8 months between the firefighter living with Grace Holland and then Sarah Sweeney. The relationship with Grace lasted 4 years and included 4 children, the relationship with Sarah last 2.5 years and there are no children.

Does "life-threatening condition" refer to an unhealthy romantic relationship prior to unexpected premature death?

Two live-ins in a row died under suspicious circumstances. What a prize!

(You'd be surprised, TBH.)