If his account was at the bank she works at, she could easily access the info. She knew his name. Every time you make an in-person deposit, the teller sees your balances. That's why they're always telling you to pull money out of checking and put it into a CD account.
When his mother said she'd deposited money for him to help catch up on the rent, that money was put into the group (family) account.
The last-week purchases you see mentioned on the timeline were either cash (a very few) or via debit card deducted from his account.
How much is the car payment on a 7-year-old car?
If he bought the car near-new, he'd be near the end of the payment term.
If he'd bought it more recently, the payments would be minimal. Like $100-$150.
Add $20/$30 a month for minimal auto insurance.
Cellphone? $50 or less.''
Using the higher figures: $230/month for those items.
Now I'm confused. Outside of the auto-billing(s) from GoDaddy billed as credit (because he's obviously not deposited money to his bank account since he disappeared), where are these credit card bills coming from?
Remember, the auto-billingt(s) surprised the family, because it was the *only* activity on his account. The news said "credit" which makes sense, because that's how the bank handles a debit when there's nothing in the account.
Of course he could have had a separate credit card, but there's never been a mention of one, nor have we heard of any massive debts outside the rent.
(bbm)
Some? Only two items have showed up on his account, since he disappeared: the two auto-billings from GoDaddy.
If the websites are still "live" and the businesses are still active, then yes, the businesses owe Steven for the domain registration.
That's up to Mr and Mrs Koecher to chase them down for $20 or $40....or maybe let them expire.
Steven personally used a debit card. That's why the amounts were deducted from his bank account as they occurred, rather than being billed and paid monthly.
When he disappeared, he had $0 in his personal account.
You're looking for a gap in his income, and credit card debts.
I think the gap was the unpaid rent and utilities. If you're not paying that, it's like having $500 extra in your pocket.
IF there was another credit card and he'd racked up some debts -- those would be clues. I'm confident we'd have found out those clues by now.
If he was making enough for car payments, minimal insurance, food and gas --that's only a few hundred dollars a month. Like the $230 mentioned above, plus food. $350 tops?