Racial disparity in Katrina insurance disuptes - but where is the fault?

[czechmate7]

They've had a ton of fun trying to claim whatever the damage was, was caused by what you weren't insured for. So, if you were insured against storm damage and hurricane damage, they'd find everything destroyed by the levees to be flood damage, and refuse to pay for it. Kinda accurate, kinda misleading though about what you thought you had insured against.

Don't forget Wind damage...that was a good one when they didn't know what else to blame it on..."Oh, and you don't have wind coverage??? I guess that isn't covered"