Sheri Coleman, sons Garett and Gavin murdered 5-5-09, Columbia, IL. Pt3

[mikeysmommom]

I understand perfectly...but the crime of murder needs to be dealt with first and foremost IMO. What he's been doing behind the scenes will no doubt be delved into at the trial...but first let's get the perp arrested.

I still have not caught up so I am sorry if this has been addressed.I feel there is some thing very strange with JM rushing to the crime scene, who goes to a crime scene why not go to the hospital where CC was.Now she has been investigated numerous times and still does not have to pay taxes but she really is not a church.Taxes she would have to pay would be in the millions.What if her and CC had something on whoever was in charge of her investigations.How can she qualify as a church no church I have ever been in paid 20 k for a toilet.Now we all know money and power get some a free pass,I just hope CC does not go free because some one does not do a good job and lets him get off.
Not saying this is true but I did read that the man who told MCS was on the payroll of trial Lawyers and he let a husband get only 4 yrs for killing then burning his wife.Who everyone knew only married her because she had a lot of money.IMO I wonder if Sheri and her sons even have a shot at justice.Big Money ,Cult like Churches,have the funds for big payouts.

 

[JBean]

True. When my father bought his house after his most recent marriage my stepmother was left off the loan and the deed not because she had bad credit, but because she had NO credit. She had never had a credit card, car loan, nothing, had always saved up and paid cash. For some arcane reason the interest rate would have been higher with her on the loan (both have incomes!).

Again I don't know how real estate works in Illinois, but wherever I have been for residential property the lender wants the people on the loan to be the same as the people on the trust deed. I understood why at one point but it's not coming to me right now. At least everywhere I have been, if the home was originally purchased by both of them, was titled to both, and both signed the note and trust deed, while she could quitclaim her interest to the property that would have no effect on her being obligated on the loan. To get her off the loan would probably require a refinance, as I don't know of any bank that ever lets anyone off a loan otherwise.

Unfortunately Monroe County, IL. does not have Internet access to the Recorder's office. Maybe someone with Real Estate connections could pull up a copy of the deed and TD.

quitclaiming off a deed would have ZERO effect on the mortgage or loan. Getting off of a loan would require a complete refinance(.ETA: I mean it would not get the person off the hook for the loan)

ETA: Lenders do want the people on the note to be the people on title. if they become aware that people are quitclaiming on and off the deed they can most likely call the note. but as a practical matter, they don't know so they don't call the loan. If the payments are being made, why rock the boat? they don't.


we need mclovin.

 

[analytical]

Unfortunately Monroe County, IL. does not have Internet access to the Recorder's office. Maybe someone with Real Estate connections could pull up a copy of the deed and TD.

They appraiser's office has a link but it is incomplete only recording property descriptions and tax assessments.

I checked into the Coleman property last Sunday and a document number is given with a date of 11.1.08. Interesting, it is listed as a "sale" .. but for $0

 

[Maya Love]

FWIW, my home has been refi'd 4x and I'm only on the deed, not the mortgage. No one has cared, no reason for me to get off the deed to do so, I've only needed to be there to sign, acknowledging the new loan on the collateral.

During my separation, I have been asked by my soon to be ex to sign the deed over to him though...IMO b/c he erroneously thinks that will mean I don't have a hold on the house, legally in the divorce.

 

[analytical]

I still have not caught up so I am sorry if this has been addressed.I feel there is some thing very strange with JM rushing to the crime scene, who goes to a crime scene why not go to the hospital where CC was.Now she has been investigated numerous times and still does not have to pay taxes but she really is not a church.Taxes she would have to pay would be in the millions.What if her and CC had something on whoever was in charge of her investigations.How can she qualify as a church no church I have ever been in paid 20 k for a toilet.Now we all know money and power get some a free pass,I just hope CC does not go free because some one does not do a good job and lets him get off.
Not saying this is true but I did read that the man who told MCS was on the payroll of trial Lawyers and he let a husband get only 4 yrs for killing then burning his wife.Who everyone knew only married her because she had a lot of money.IMO I wonder if Sheri and her sons even have a shot at justice.Big Money ,Cult like Churches,have the funds for big payouts.

the $20,000 much-talked-about toilet is an antique commode given to Meyer as a gift .. it sits in the foyer of the ministry
===============
Remember it was said Joyce was there to "comfort" the neighbors. Maybe in the time she got the call and got there, Coleman was taken away in an ambulance and then into questioning.

She didn't know when she left that he would be taken away in an ambulance.

Not being privy to what happened, the thing I did remember is a newspaper said she was there to "comfort the neighbors"

Since he was her security/body guard, both could contact each other obviously both having access to each other's cell numbers.

Just a thought .. he might have already been taken away via ambulance.

 

[Lovejac]

I know I'm off track, Lovejac thats a cute pic. Can't find the deer video? Anyone have it to view? I

Thank you, that's my youngest!

The deer strangling video went *poof*- shortly after LE was provided the link by one of our beloved members here!

 

[WestSideGal]

They appraiser's office has a link but it is incomplete only recording property descriptions and tax assessments.

I checked into the Coleman property last Sunday and a document number is given with a date of 11.1.08. Interesting, it is listed as a "sale" .. but for $0

That's how ownership transfers are shown in my MO county too. When my husband and I purchased our home we weren't married yet so the deed had my maiden name. We refinanced a few years later and changed my name on the deed to my married name - it shows in the Assessor's database as a sale for $0. I assume this is the same for Madison when her name was removed from the deed.

 

[Maya Love]

the $20,000 much-talked-about toilet is an antique commode given to Meyer as a gift .. it sits in the foyer of the ministry
.

So much for privacy.

So, are we getting a forum? This is a cluster&@#$

 

[JBean]

They appraiser's office has a link but it is incomplete only recording property descriptions and tax assessments.

I checked into the Coleman property last Sunday and a document number is given with a date of 11.1.08. Interesting, it is listed as a "sale" .. but for $0

That is so it does not trigger a taxable event. It was between a husband and wife so it qualifies. well at least here in Cali it does.

 

[analytical]

That's how ownership transfers are shown in my MO county too. When my husband and I purchased our home we weren't married yet so the deed had my maiden name. We refinanced a few years later and changed my name on the deed to my married name - it shows in the Assessor's database as a sale for $0. I assume this is the same for Madison when her name was removed from the deed.

Thanks for the confirmation. The effective date was 11.1.2008 .. perhaps after taking the Dave Ramsey course as well as several attempts to sell the house unsuccessfully, they were going to try to re-fi for lower payments and to be able to stay in the home rather than risk losing it.

Or it was part of the plan from the course to "get out of debt"

I know Ramsey doesn't recommend anything longer than a 15-year mortgage.

 

[RR0004]

To my understanding, if application for re-fi, the application would only be in the name of the owner.

Here's an example.. with someone I know attempting to sell a home, the husband and wife tried to purchase the home by financing it through the wife's mother-in-law and the grown daughter as loan applicants. All four were going to live in the home.

The wife's credit was lousy .. probably so lousy she could not get a loan and the husband had an IRS lien against him.

In a community property state, as this was, the wife, even if her credit was spotless and she could have gotten the loan, would not have wanted to buy a home in her name because the IRS could then place a lien against the home.

My acquaintance did not sell the house to this family but was privy to these strange "workings" of loan applications and shared it with me.

Sounded like a soap opera and thing is, they held up his house for months trying to get into it and 2 years later still live in their old home.

He even lost his earnest money deposit. Bad thing all around ... this was back when mortgage brokers were "wheelin' and dealin'"

Must vary state by state(?)... my husband's bad credit followed me even after we were divorced.

 

[Lovejac]

Let's see how good I am at posting links - here's the brother's (and by his comments on his page, he's desperate and looking for answers - any answers

http://www.myspace.com/mariothesoxfan

Here's Steph's

http://www.myspace.com/stephjonesmusic

Thank you! The links worked. Seeing the desperation of her brother is heartbreaking.

 

[analytical]

So much for privacy.

So, are we getting a forum? This is a cluster&@#$

privacy? I don't understand .. an antique commode is a piece of furniture .. wooden

http://www.philcooke.com/Joyce_Meyer_toilet

 

[JBean]

I'll bet you do!



What is interesting (we have a friend couple splitting up and going through this now) is when this situation occurs and the value had gone DOWN. The person who does not stay in the house ends up paying the one who did to make up for their share of the diminution.

That's why it's good to get a good lawyer involved early, even if you are friendly, in a divorce. Things get hard - and expensive - to undo.

ouch. so they have to repay them for the lost down payment? ouch again. there is s lot of that going on around here I am sure.
Actually, no one can afford to get divorced around here right now, so maybe it will keep that action to a minimum.

 

[JBean]

Must vary state by state(?)... my husband's bad credit followed me even after we were divorced.

If you had joint credit with him that would follow you because you took out credit together. if you kept your accounts completely separate and did not have anything joint, you would be fine.

 

[mikeysmommom]

If blackmail is just BS then why dd LE go and seize electronic surveillance equipment from his employer? Tell me.

If Coleman was the murderer (and I believe he is), why would he scrawl messages in his house, alluding to an enemy? Why would he act like someone is threatening him unless he did so to further his plan to place suspicion away from himself?

He is dumb, right? Why is Chris Coleman running around free when strangling of victims would leave DNA evidence that is enough to convict right now?

Everybody "knows" that CC strangled his wife and kids, right? Open and shut. Why then is LE wasting time?

I'd like to know your view.

Maybe a pay off? or maybe a video of some one important.......In the legal profession? Is corruption involved?

 

[JBean]

Obviously I meant "deed", not "trust deed", in my original. Sorry.

hahaha you're killin me with your pictures


Didn't even notice. I flip flop grant deed and trust deed all the time. Not on purpose of course. Just cause I am a dork.

 

[RR0004]

Wouldn't come in to play if she wasn't on the loan app and they were not considering her income for repayment.
Couples buy property as their sole and separate all day long.

Primary residence? If they pull up his credit her credit history wouldn't appear? It would here. I can't imagine he would then get a better rate.

 

[analytical]

Maybe a pay off? or maybe a video of some one important.......In the legal profession? Is corruption involved?

MMom,

This "revelation" does lead to lots of speculation and intrigue, doesn't it?

Could get very very interesting.

IdleSleuth said more than CC were concerned about a trial.

 

[Maya Love]

privacy? I don't understand .. an antique commode is a piece of furniture .. wooden

http://www.philcooke.com/Joyce_Meyer_toilet

Just a lame attempt at a joke.