What semester was this for AJ?
[Frosh Spring, right after Spring Break, not looking forward to training, the cold apparently, and maybe with injuries that were to be addressed in the summer, yet to confirm]
Also along that same line of thinking, its not unusual at all for college students, even ones as bright as AJ, to take out student loans.
[She had aid, which requires parental financial info, not sure how much of it was scholarships/grants]
Which semester she was in also determines when she receives her student loans. This can also vary wildly from college to college
Many colleges are loathe to give first year students all of their funds until after the last day to withdraw has passed. This is because some kids sign up for classes, get the loan and then stop going. Its a case of a misguided few ruining it for everyone else.
Im a current college student myself so I am speaking from personal experience here. My son is in his first semester as well and just got one of his checks today.
Students are given the option of direct deposit, a check or a money card loaded with the funds. The loans can be substantial as well, typically anywhere from 1000 to 5500 dollars.
Im mentioning this because if AJ had gotten her student loan check just before spring break she wouldnt need to borrow money from WH at all.
I think LE should look into this because it could end up shooting a pretty big hole in WH's story and/or provide us some clues as to her whereabouts.