Amy may have no choice, and banks usually don't take these things lightly, especially with someone who is not a customer. I don't know what the laws are in FL, and being that it was a check and the dollar amount, they may be federal laws, I don't know, but I do know that normally when something like this happens to your bank account, the bank will usually make good on it for you, but you must agree to prosecute. They won't make good if you don't. Otherwise people would have their friends "steal" from their accounts all the time. If you don't want to prosecute, then you are welcome to sue the people and hope you get your money back. If I were Amy I wouldn't care who was going to say what about me and I would prosecute anyway. Not to mention with something as open and shut as this one, I don't see how her private life matters, especially since it is very provable that she wasn't in the country when it happened.
Notthatsmart, as to your post that said something about loaning her the car with the checkbook in it goes, no disrespect, just curious, I missed it I guess when I tried to multiquote:
I go to work during the day and since I work in retail, I don't bring money to work of any kind. If I had a friend come into town and stay with me, when I leave for work, in your opinion, would it be wrong of me to assume that I could leave for work and not take my check book with me and expect to come home and have had them not use it, or would inviting them to stay in my home when they were visiting also be an invitation to clean out my bank account while I was at work because leaving my checkbook at home in a drawer constitutes permission to use it? I swear I am not being snarky, I just want to know your thoughts on this.