GutFeeling!
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Not that its reliable, but the link to the comment on ktuu, said SK was asking for gas money, and I've often wondered if IK was using her card/s, and its over $1000, that seems a lot for an 18 year old who works at a coffee shop to have on hand, even credit cards, she had only been there three weeks and her job at Harley was last summer. I haven't heard,or read, anything about her working anywhere else in between, so she may have been unemployed for quite some time. I would think if she had a credit card there probably wouldn't be much available credit, or that much money in her bank account.
I have never thought the charge related to Sam's accounts. Everything that matters, all the linking to Samantha charges are sealed. They would have sealed that too.