molly1255
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My guess would be that he had life insurance while he was working full-time, but not after he was fired. Like you say, he didn't pay his child support or his rent. To think he would have continued to pay for life insurance on himself, for someone else's benefit should he die, is just not possible. According to public record, he was found in contempt of court in 2013. During 2014, two different lawyers filed motions on his behalf, and then asked to withdraw from the case. If I had to guess it would be because they didn't get paid. The man owed everybody.
I wonder if he didn't panic and kill Melinda because he wasn't paying for the policy on her either, and it was about to lapse.
I have also wondered if her life insurance policy was about to lapse for non-payment of premium. If he had group life insurance with an employer, it would have typically terminated at the end of the month in which his employment terminated, unless he converted the coverage (very pricey) or if there was a portability option (less pricey), but both require you pay the monthly premium to keep it in force.