BirdieBoo
New Member
I'm not opposed to your digging in your heels if you believe you are correct. My point is that reputation is all important and affects the sale price of items we sell in the future.
If I understand you correctly, you are stating that ebay/paypal (ebay owns paypal) actually manipulated your actual bank account. But in further reading it seems to say paypal was actually charging you their fees which is normal but not actually coming out of your bank account.
But my point is that I won't deal with people who won't accept Paypal. It's the only way I can truly protect myself from crooks. And I always pay via a credit card so I can go to the credit card company to reverse the charges if I am scammed. But I can hardly go to my bank and demand they redeposit the money once it is gone. That's why I never use that option. I always change the "options" to reflect the payment from my credit card. The default is always the bank account but I always change that to the credit card.
They stopped a deposit into my bank account, after it had already gone in there. I don't know how it works but I assume it was like stopping payment on a check. When I deposit a check my bank balance goes up, but my "available balance" takes a few days to go up until the check clears. That is also what happened in this case. Except in this case my "available balance" never went up and the payment showed as reversed.
This was not paypal charging me fees. This was paypal reversing a payment I had made to my own bank account.
Anyway, my point is, paypal is not as safe and wonderful as it sounds.
I haven't had a problem selling without using paypal either. Now I accept bidpay, which is also safe for buyers, but will not reverse a payment just because a buyer "says so" (aka unethical buyer).