4937 Hopespring Dr Goes into Foreclosure

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  • #821
Or local property tax payments? We paid all of them together in our mortgage and every 6 months the Mortgage co paid them to the Insurer and the Tax office.
They could be up for a Sheriff's sale if they haven't paid taxes......

It looks like the most recent tax bill was paid 11/27/09, I'm not sure how it is in Orange County, but here in Cook County, IL, our taxes are paid twice a year.

Here is the link to the tax bill: http://www.octaxcol.com/PropertyTax...7&AccountType=1&PaymentIndex=0&StillDue=false
 
  • #822
  • #823
It looks like the most recent tax bill was paid 11/27/09, I'm not sure how it is in Orange County, but here in Cook County, IL, our taxes are paid twice a year.

Here is the link to the tax bill: http://www.octaxcol.com/PropertyTax...7&AccountType=1&PaymentIndex=0&StillDue=false

I was just gonna post that:) lol My guess is that the mortgage company pays the taxes and such and its part of the monthly payment a escrow account for say. And I would image that the mortgage company would keep up on it because if the real estate taxes arent paid the county/state gets first dibs at the house and the mortgage would get little maybe even squat.
 
  • #824
  • #825
I'm now wondering if all the things the Anthony's have done in the past months are a way for them to claim victim's compensation from the state of Fl. Filing for and receiving disability, letting their home go into foreclosure, etc, etc. From reading the info on the AG site, imo, I think this is exactly what they're after: http://myfloridalegal.com/pages.nsf/Main/B371D29EBE5C97748525749C00518B58

We all know that they really are not victims, from their own actions, but would that preclude them from applying for & receiving victim services ???
 
  • #826
Or local property tax payments? We paid all of them together in our mortgage and every 6 months the Mortgage co paid them to the Insurer and the Tax office.
They could be up for a Sheriff's sale if they haven't paid taxes......
Same here. Both property taxes & homeowners insurance are included in the monthly mortgage payment.
 
  • #827
I'm now wondering if all the things the Anthony's have done in the past months are a way for them to claim victim's compensation from the state of Fl. Filing for and receiving disability, letting their home go into foreclosure, etc, etc. From reading the info on the AG site, imo, I think this is exactly what they're after: http://myfloridalegal.com/pages.nsf/Main/B371D29EBE5C97748525749C00518B58

We all know that they really are not victims, from their own actions, but would that preclude them from applying for & receiving victim services ???
That makes more sense. I can't help but think it's something deliberate that they think will benefit themselves somehow. MOO
 
  • #828
I have a feeling this is all a smoke screen. I think the truth behind them purposely stopping payments is because they truly do not WANT to live in that home anymore because of what happened to Caylee, as opposed to what they are saying. I think a plan is in action to get out of the house eventually, perhaps now is sooner than they had planned so they have a lawyer to help drag it out. It's likely that all of their money has gone to the defense fund. I also think a big plan on a book or documentary/movie is in the works and they are banking their future on that. New home (separate or together?), a new city, a new life post-trial. jmo.
 
  • #829
Hummmmm, will GA be mowing and tending to the lawn this summer :innocent: or will they let the bank pickup the tab? Will they be basking in the pool :angel: ...... sipping margaritas ...........

Guess I should amend my previous comment to add that if GA doesn't take care of the lawn and flowers it could mean they are serious about the foreclosure.

Here in our development we don't have a HOA so the houses that have been foreclosed on (empty) or people who are letting their houses go into foreclosure but still live there, the lawn maintenance is the first sign. We have to notify the county. The county notifies the bank and if the banks do not mow with two weeks, the county will do it and bill the banks.

I did read an article this weekend that said many banks are letting owners stay in their foreclosed homes for as long as a year as long as they agree to maintain the house and property and are awaiting a loan modification.
 
  • #830
the topic here is not the affair. time outs will be given to those that insist on breaking the rules. all the mods are at the end of their ropes.
 
  • #831
I hope the Anthony Family does not lose their home.
 
  • #832
If the statement turns out to be true that GA put money in an account in his mom's maiden name, would the IRS or BOA (if LE were to prove this to be true) be able to go after any money in that account even though it is not in George's name. For instance if they apply for some type of hardship program to regain the house but they have money hidden and it can be proved that GA was taking money out of that account is there anything that can be done or have they covered themselves well.
 
  • #833
If the statement turns out to be true that GA put money in an account in his mom's maiden name, would the IRS or BOA (if LE were to prove this to be true) be able to go after any money in that account even though it is not in George's name. For instance if they apply for some type of hardship program to regain the house but they have money hidden and it can be proved that GA was taking money out of that account is there anything that can be done or have they covered themselves well.

In a forclosure.....no....the bank could not discover monies and go after them. Plus...let's remember that only CA is the one on the note and GA is not even on the deed. A bankruptcy would be a different scenario as there would be a very detailed financial disclosure package filled out as part of it. It it he would have to list money that is his and where it is located....IF HE files.
 
  • #834
In a foreclosure.....no....the bank could not discover monies and go after them. Plus...let's remember that only CA is the one on the note and GA is not even on the deed. A bankruptcy would be a different scenario as there would be a very detailed financial disclosure package filled out as part of it. It it he would have to list money that is his and where it is located....IF HE files.
I am not familiar with judicial foreclosure because it is rarely done here in CA. But since this is an actual lawsuit that could result in a deficiency judgement, I think the bank would have access to certain financial records for judgement and they would have to provide detailed financial records. I think judicial foreclosure is 'going after them" for deficiency isn't it?
 
  • #835
I am not familiar with judicial foreclosure because it is rarely done here in CA. But since this is an actual lawsuit that could result in a deficiency judgement, I think the bank would have access to certain financial records for judgement and they would have to provide detailed financial records. I think judicial foreclosure is 'going after them" for deficiency isn't it?

All foreclosures in FL are judicial foreclosures and leave room for judgements. However.......GA is not on the note or the deed so IMO he is in the clear. A foreclosure atty would have to verify that for me though. I think theirs is a unique case and going after them for the deficiency judgement is not a guarantee. Let me see if I can get some info from a friend who is a foreclosure atty. THough he is VERY busy these days.
 
  • #836
All foreclosures in FL are judicial foreclosures and leave room for judgements. However.......GA is not on the note or the deed so IMO he is in the clear. A foreclosure atty would have to verify that for me though. I think theirs is a unique case and going after them for the deficiency judgement is not a guarantee. Let me see if I can get some info from a friend who is a foreclosure atty. THough he is VERY busy these days.
But if their funds are comingled in a joint account that could complicate things. PLus it was a cash out and that could be an issue as well.
I was responding to your comment:

"In a forclosure.....no....the bank could not discover monies and go after them"

and I am not sure that is entirely true, but again we don't use this much here. Ours our quick, dirty and typically one action. Nowadays this applies to recourse loans as well. But I think it may be a moot point because isn't there legislature to stop this on primary residences?
 
  • #837
But if their funds are comingled in a joint account that could complicate things. PLus it was a cash out and that could be an issue as well.
I was responding to your comment:

"In a forclosure.....no....the bank could not discover monies and go after them"

and I am not sure that is entirely true, but again we don't use this much here. Ours our quick, dirty and typically one action. Nowadays this applies to recourse loans as well. But I think it may be a moot point because isn't there legislature to stop this on primary residences?

I think so JBean.....They used to issue a 1099 for the deficiency if they opted not to go after a judgement, but under the new Housing rescue laws any deficiency from foreclosure of your primary residence (the first time) is "forgiven". However....I do think there is a limit to that amount.
 
  • #838
When the A's went on their cruise to the Bahamas, could they have opened a bank acct. and are hiding $$$ there?
 
  • #839
When the A's went on their cruise to the Bahamas, could they have opened a bank acct. and are hiding $$$ there?

Accounts in the Bahamas at one time were in fact sheltered accounts but they are now subject to US jurisdiction if they are for US citizens. That was an agreement that was made between the IRS and US / Bahamian govt several years ago.

In short.....that would offer them no protection from specific inquiries. The US gov't can't go to the Bahamas on a "fishing expedition" for financial records but if they request specific info on a specific account for specific reasons.....the account info may be disclosed. US citizens who want to reside in the Bahamas without employment must actually open an account there and invest money. However they are still subject to US IRS regulations.

http://articles.sma****s.com/articles/legal/108873/bank-secrecy-acts-and-confidentiality-ordinances.html

http://www.oecd.org/home/0,2987,en_2649_201185_1_1_1_1_1,00.html
 
  • #840
When the A's went on their cruise to the Bahamas, could they have opened a bank acct. and are hiding $$$ there?

The Bahamas although considered a "tax haven" has also signed the Tax Information Information Exchange Agreement. With major world economies suffering in this recession the IRS and most EU have made it nearly impossible to hide money in offshore accounts.

That and the US, UK, and some EU countries have been know to buy client information from foreign banks like what happened in Liechtenstein.

It's just not as easy to hide money as it was in the 80's. :D

Of course oddly the state of Delaware is a tax haven for corporations which is why nearly half of all publicly traded US corporations are incorporated in the state.
 
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