twinkiesmom
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One individual who responded to my post said that the Hances had to be included in the suits because the car belonged to them. No one is required to file suit, and no one who files suit “must” include people regardless of the circumstances.
But your own auto insurance company can require you to add plaintiffs...I have read this too many places to doubt its veracity...I have also seen it somewhere that there is a NY specific law that the owner of the car has to be included. Haven't found that one but found the following:
http://www.wilsonelser.com/files/repository/VicLiability_CTofAppealsDecision_AlertJul08.pdf
Since 1924, New York State Law has mandated that every owner of a motor vehicle operated on the roads of the state is liable and responsible for death, personal injuries and property damage caused by the negligent operation of an automobile by a permissive driver.
http://accident-law.freeadvice.com/accident-law/auto/new-york-auto-accident-law.htm
New York State has what’s called vicarious liability, which means that an owner of the vehicle is responsible for the negligence of the individual who is operating the vehicle with the owner’s permission and consent, according to Slavit. He told us that while some states require that the driver be operating the vehicle in furtherance of the business of the owner or some other more restrictive limitation, New York is different. “In New York, as long as the driver is operating with the permission and consent of the owner, the owner is also legally responsible for any negligence. There’s actually a presumption of permissive use in New York. It’s a rebuttable presumption. What that means is that it’s presumed that the driver has permission and the burden falls to the owner to prove otherwise.”