I don’t think she would have been short on money.And in my opinion the main reason most likely wasn't because things were in the wrong bins, it was because she needed that bit of extra money. And perhaps she had her pride, so wouldn't say it was because she needed it.
She was a teacher which while isn’t a super high paid position, in Australia teachers are not paid poorly. She had owned her apartment for 40 odd years and would have paid it off pretty quickly imo if it had a mortgage on it at all. It appears she lead a simple life in terms of spending.
She would also have superannuation and possibly a teacher’s pension. She didn’t have children so her teachers wage would have been more than enough to support herself. I actually think it’s more likely that she had saved a small fortune over her life rather than being desperate for money.
She doesn’t seem like the type to have a gambling problem (though they say you can’t always tell).
She may have been collecting cans for money but I don’t think she was short on money.
That’s my gut read of what we know of her circumstances. She reminds me of a few frugal retirees I know who are privately very comfortable but wear second hand clothing, collect cans etc.
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