CA CA - Susan Jacobson, 59, Sun City/Roseville, 2 May 2013 - #1

[nikb]

Two separate events happening to Susan on that morning is at least one too many for me. A small town...two different criminals appearing early in the morning to rob, or abduct this woman? I can't buy that, JMO.

I'm thinking about the wallet as being more along the lines of a quick/easy grab. I agree that two people showing up with the intent to confront/rob/abduct her would be really unlikely though. If the money/cards were removed from the wallet separately I think it was more like someone walking by and saying "oh hey look, a wallet, wonder if there's cash in it?"

Not necessarily related to the two separate incident theory, I'm just wondering, where are you getting "small town" from? I know it's all relative to other places you've been, lived, etc. and maybe it's just me, but I don't think of Roseville as small. It's a pretty busy suburb of Sacramento. Population wise, according to this site: http://www.city-data.com/city/Roseville-California.html the population was about 119,000 in 2011. It's not LA or New York or anything, but at least in my experience that's a fairly decent sized city. Actually I was surprised to see that Roseville's population is more than double where I live, another suburb of Sacramento that I also wouldn't consider small.

More than you ever wanted to know about California city populations: http://www.city-data.com/city/California.html, Roseville: https://en.wikipedia.org/wiki/Roseville,_Ca, and population sizes in general: List of United States cities by population - Wikipedia, the free encyclopedia (Roseville is listed as 211th largest in the US at about 124,000 people - not sure what census data they're using here). I wouldn't consider it a big booming metropolis or anything, but IMO it's not really small.

I don't know if it matters or how this relates to finding Susan. I just didn't want people picturing say Evansdale IA (population under 5,000) or Durango/Bayfield CO (total under 20,000 people) - just a couple of examples of cities that are involved in some of some of the "hot" cases I've followed here.

ETA: sorry the US Cities list quote is coming up so weird and duplicating. I've tried to fix it but can't figure out what's wrong/why it's doing that. It goes to the right page, just looks funky here.

 

[LittleMissContrary]

The only logical explanation I can come up with to explain the fact the wallet was strewn all about the ground is it was thrown from a vehicle. Thieves throw wallets and things they have stolen into dumpsters and alleys in trash cans. They don't draw attention to the fact that they've stolen something by putting it on the ground in front of Starbucks first thing in the morning.

 

[Kjac22]

According to the records from the recorder's office, the family home had a substitution of Trustee/ Reconveyance recorded 17 days before Susan disappeared. Typically I believe that means that the house has been refinanced. More than likely, Susan's husband was part of the process. If he wasn't, or perhaps if she wasn't, that generates several different possible scenarios in my mind.

Just to be clear, what I believe you are looking at is their loan being paid off. There has not been a refinance, and they recently just paid off their mortgage, which they have slowly been paying down. A substitution of trustee and reconveyance is a document recorded to show that a deed of trust (mortgage) has been paid in full.

 

[meanmaryjean]

I am not 100%, but feel that this MAY be voluntary.

MOO

 

[LittleMissContrary]

Just to be clear, what I believe you are looking at is their loan being paid off. There has not been a refinance, and they recently just paid off their mortgage, which they have slowly been paying down. A substitution of trustee and reconveyance is a document recorded to show that a deed of trust (mortgage) has been paid in full.

That is not correct. It can also mean a refinance has occured. Especially when the grantee is the bank and not the home owner.

 

[IHAVENOCLUE]

Are you trying to blame Justin Bieber, lol...but no, they do not appear to be near each other.

:silly: Justin Bieber!!! :laughcry:

 

[IHAVENOCLUE]

No, they're about 400 miles from each other.

Sooo.... that rules out the Bieber, then... right?

 

[nikb]

Sooo.... that rules out the Bieber, then... right?

Ha... yes, I think the Biebs is off the hook for this one!

 

[nikb]

That is not correct. It can also mean a refinance has occured. Especially when the grantee is the bank and not the home owner.

I haven't looked at the docs and probably wouldn't understand them fully if I did, but wouldn't it be fairly easy for LE to check?

Kjac22 I am assuming you're saying it's the mortgage payoff because you've heard that from your Dad, or your Mom before she went missing - is that correct? (if you want to answer - you don't owe us anything and if you'd rather not give details I totally understand, just wanted to ask the question in case you want to address it)

 

[sophiebelle]

This is the scenario I'm leaning towards too. I'm not even sure why but I feel it's very possible that it's two separate incidents, though obviously they're closely related. Also possible maybe Susan dropped the wallet somehow while getting in or out of her car, someone grabbed the wallet form the ground, and similar to what you described took the money and credit cards and tossed it.

Odd that the credit cards haven't been used though.

This is what I've had trouble with all along. If her purse was in the car, why take the wallet out and run and toss. If they took Susan, along with her wallet, why go through the wallet and toss it right there? Wouldn't they be more likely to keep it until they got where they were going...to a car to get away. They certainly didnt force her to walk down the street. I just don't understand the whole thing. Even if Susan never made it to the shopping center, the wallet was put there, not dropped there IMO.
Why not have an unmarked car (like a mini van) sit in the parking lot to see if there are crooks trolling the cars for any unlocked ones, very early in the morning? Because I don't see someone just happening upon a vehicle sitting there unlocked. I don't see anybody grabbing Susan in the parking lot while going through her wallet. If there were two perps, it would be more commotion. I don't think she was ever there that morning.
If the lady in the comments section of the newspaper thought she saw her, that means Susan had money. Unless she had been hoarding money over a period of time, that's not her. Unless she has somebody hiding her and giving her money, that's not her. Unless Susan had a purse fetish (like I do), she would have a plain old Good Will purse, not a designer.
Ok, all of these are my own rambling thoughts, as disjointed as they are.

 

[ERRN1313]

Two separate events happening to Susan on that morning is at least one too many for me. A small town...two different criminals appearing early in the morning to rob, or abduct this woman? I can't buy that, JMO.

When I said two independent incidents, I didn't mean they were both targeting Susan. IF she was abducted, I can't see the person or persons responsible worrying about her purse, just grab her and get her into their own vehicle. If the purse was left sitting on the seat, anyone could have come along and saw it there unattended. Not necessarily even looking for unlocked cars, just an opportunity that presented itself. Didn't another poster say there was a school a short distance away? High school? When my daughter had her purse stolen out of her unlocked car parked in my son's front yard, the police found her purse and wallet about a block away, scattered on the street minus her cash and credit cards. Dummies used her debit card twice in about 15 minutes to buy cigarettes in a local grocery store. Clerk recognized them and the fact they didn't know the pin number on their "girlfriends" card. They were both arrested, 17 and 18 years old, from a nearby very nice neighborhood, good families. I digress but, they were just going up the street and checking out the parked cars and saw her purse sitting there. Apparently they had done this before. So, possibly the opportunity of the unlocked car presented itself to someone, who just took advantage of it, maybe someone just cutting through the parking lot even. Just a possibility I thought of trying to figure out the "oddness" of the wallet being found and where.

 

[Treelights]

This is what I've had trouble with all along. If her purse was in the car, why take the wallet out and run and toss. If they took Susan, along with her wallet, why go through the wallet and toss it right there? Wouldn't they be more likely to keep it until they got where they were going...to a car to get away. They certainly didnt force her to walk down the street. I just don't understand the whole thing. Even if Susan never made it to the shopping center, the wallet was put there, not dropped there IMO.
Why not have an unmarked car (like a mini van) sit in the parking lot to see if there are crooks trolling the cars for any unlocked ones, very early in the morning? Because I don't see someone just happening upon a vehicle sitting there unlocked. I don't see anybody grabbing Susan in the parking lot while going through her wallet. If there were two perps, it would be more commotion. I don't think she was ever there that morning.
If the lady in the comments section of the newspaper thought she saw her, that means Susan had money. Unless she had been hoarding money over a period of time, that's not her. Unless she has somebody hiding her and giving her money, that's not her. Unless Susan had a purse fetish (like I do), she would have a plain old Good Will purse, not a designer.
Ok, all of these are my own rambling thoughts, as disjointed as they are.

If Susan was never there that morning, then how many people knew that she was going to go shopping that morning? If a perp drove her car there, then they know her routine and how she parks, so that she doesn't get "dings" in her car so she parks farther away in the parking lot. On the other hand, if Susan drove herself there, she must have been awfully worried about her car, so that she parks a distance away in the parking lot so as not to get "dings" from other cars, but she didn't care enough to lock her vehicle or take her purse for that matter.
If a perp drove her car there, then they drove it Exactly where her husband said she was going to be. Lucky guess? Coincidence?
Giving the husband's timeline of talking to Susan before he went working out, she was there during the times of around 6am to 8am, given that he left at 6am, and a Good Samaritan found her wallet around 8am.
Another option would be that the car arrived there when it was "busy" so the vehicle would be parked where it is, because parking spaces were full closer to the store.....but was it really busy that early in the morning?

 

[sophiebelle]

If Susan was never there that morning, then how many people knew that she was going to go shopping that morning? If a perp drove her car there, then they know her routine and how she parks, so that she doesn't get "dings" in her car so she parks farther away in the parking lot. On the other hand, if Susan drove herself there, she must have been awfully worried about her car, so that she parks a distance away in the parking lot so as not to get "dings" from other cars, but she didn't care enough to lock her vehicle or take her purse for that matter.
If a perp drove her car there, then they drove it Exactly where her husband said she was going to be. Lucky guess? Coincidence?
Giving the husband's timeline of talking to Susan before he went working out, she was there during the times of around 6am to 8am, given that he left at 6am, and a Good Samaritan found her wallet around 8am.
Another option would be that the car arrived there when it was "busy" so the vehicle would be parked where it is, because parking spaces were full closer to the store.....but was it really busy that early in the morning?

Yep to all you wrote.

 

[IHAVENOCLUE]

I do not know!

Sorry, Eileen....

I should have prefaced my post with.... "Just jumping off your post"...

I wasn't asking the question of you specifically...

:seeya:

 

[cluciano63]

What time does Starbucks open? That could make the lot busy.

 

[mamacita]

What time does Starbucks open? That could make the lot busy.

i think most starbucks locations open at 5. some have 24 hour drive thru's tho.

 

[Treelights]

http://www.starbucks.com/store/16185

Woodcreek & Pleasant Grove - R
4001 Woodcreek Oaks Blvd.
Woodcreek Village
Roseville,
CA
957476822
United States
916-789-1050


Hours
OPEN 5:00 AM to 9:00 PM

 

[sreshowtime]

It might be interesting to know if Susan had any health issues that could be related to her missing. Did she have diabetes, heart/pulmonary conditions, autoimmune disease?
Did she take any medications? Could she have suffered an episode/disorientation...anything related to a known condition/medication?
If she was thought to be healthy, could there have been a sudden onset of...something?

Also, if she were to go out on errands etc during the course of her day, did she normally let anyone know, and perhaps call them upon her return? How was that Wednesday different, if at all.

Okay I am quoting myself, I was hoping Kjac22 could shed some light in this regard and I don't think I missed any response? Is it to be assumed there are no medical/health related issues that could have contributed to Susan's missing??
Kjac22 what is your opinion of this? And does your mother normally come and go as she pleases in the course of a normal day? Had you witnessed anything leading up the the day she 'disappeared' that gives you pause?

Does she have a favorite place that she absolutely adores and loves to go to?

yes I am pretty nosy, but this little lady needs found by whatever means...and I certainly hope LE is working diligently in the background in order to better ascertain her whereabouts

 

[Kjac22]

That is not correct. It can also mean a refinance has occured. Especially when the grantee is the bank and not the home owner.

A substitution of trustee and reconveyance is recorded when a loan is paid off. This can result from a refinance (loan paid off and new loan takes its place) or from just a payoff of the old loan (no new loan). If it is a refinance, then you will see a new deed of trust (mortgage) being recorded for the new lender. In just a payoff, there is no new deed of trust recorded. In this case, if you look, there is no deed of trust being recorded. I am also aware of this information because I have been pulling credit reports and other documents, and checking credit card transactions and other info for the family in hopes of something turning up.

 

[Kjac22]

Okay I am quoting myself, I was hoping Kjac22 could shed some light in this regard and I don't think I missed any response? Is it to be assumed there are no medical/health related issues that could have contributed to Susan's missing??
Kjac22 what is your opinion of this? And does your mother normally come and go as she pleases in the course of a normal day? Had you witnessed anything leading up the the day she 'disappeared' that gives you pause?

Does she have a favorite place that she absolutely adores and loves to go to?

yes I am pretty nosy, but this little lady needs found by whatever means...and I certainly hope LE is working diligently in the background in order to better ascertain her whereabouts

No medical issues that I am aware. There is a history of dementia in her family, but she has not shown any signs of it. Her mother got dementia in her 70s. There was nothing that I noted (or that has come up with other family members through discussion of all this) that seemed out of the ordinary with her in the days/weeks leading up to this.

Having said that - I'm not ruling out some sort of mental confusion or breakdown. She hasn't shown any signs previously, but something like that is possible and higher on my list of possible scenarios than some other things. It could fit the scenario of facts that we know, and she is close to 60 with some family history in that regard, as mentioned.

Favorite place...not really. She likes to go on walks around her home (at most a 1-2 mile radius) with her dog. As mentioned, she's a pretty private person. She does like to go to the mall to walk around - she goes to the Galleria frequently. Target. Kohls. I believe her plan for that day was to go to the grocery store to pick up a couple items (like bread, not to full on grocery shop), then to go to Target (opens at 8 I believe), and then to Kohls (which is in the same shopping center as Target).

My mom will usually go out once (driving) during the day, probably to run any errands, come home, then maybe go on a walk or two with the dog during the day. She uses a treadmill too (at home), maybe if too hot to walk.