Found Deceased CO - Shanann Watts (34), Celeste"Cece" (3) and Bella (4), Frederick, 13 Aug 2018 *Arrest* #36

[Ronso]

Filing a chapter 7 myself, over a LOT of medical debt, was actually a relief to me. It wasn't stressful, whatsoever. The calls stopped, my debt was cleared, and I could rebuild my life. Bankruptcy doesn't always have to be a worrisome or stressful thing.

Also, in regards to secured credit. A secured credit card is one where you put the money on it. So, say I sign up for one... the limit is the amount of my choosing. So I put $500 towards it. Then, I can use that $500 I put down on it, and I am charged interest, just like any other credit card. The difference is, it's money I "loaded" onto the card, not freely given to me that I didn't have before. If that makes sense.

 

[MsBetsy]

I can't give exact details, because they are not my details to give. I can say, the bankruptcy was not a stressful thing for them, they had an excellent attorney.

Which means they had to have everything that is required. I wonder if it's listed in the public record. I know the salaries and the amount of dept and all that is in there. They must have had a reason to believe their salary was high enough to keep the house. I really don't know. I guess it doesn't really matter, I was just curious as to what was liquidated. With chapter 13 you have to have a certain amount of equity in your house, and my guess is that they did not. Jmo

 

[Shekkiec]

We do not know if CW recruited anyone. But no, she would not have lost income. The people CW recruited (if any) would have remained under her.

He qualified for vip status on car according to her and perhaps some trips as well. With that status ranking I would think recruits and sales are considered for eligibility moo

 

[BabyButterfly]

Can you disclose that when you mention talking about bankruptcy with Shan'nan, that you are talking only about the bankruptcy they actually underwent? Don't disclose any secrets!

Yes the one they went through.

 

[Kittybunny]

Maybe I can be more clear. Anyone can be arrested if circumstances are bad for you. It has happened to people but moreso POC.

If one is innocent and waiting for years in jail until trial, what a scary thing.

Is this standard jail protocol?

Hi human, I notice no one has answered your question, either because they don't know, or more likely, because there is not a lot of sympathy for the plight of poor old Chris here (none from me either)...however, to answer your question, while I'm sure the circumstances of his incarceration sound horrible to you, and likely protocols vary from state to state and county to county, in this case (IMO), I believe his isolation is not punishment but is in place for his protection.

First, his is a super high-profile case, which in and of itself makes him a target for violence and harassment from other prisoners, and worse, he is an alleged child killer, who at a minimum, disposed of his little girls' bodies in oil tanks. That is not likely to make him popular with other inmates.

Second, if the People article in which a source is cited as saying he is despondent and suicidal, and he needs to be on suicide watch 24-7, they likely have to keep him under close watch and that can't really be done if he is gen pop. At the end of the day, the local jail has a responsibility to keep him alive until trial, not happy and entertained.

So while I agree that our justice and jail system can be scary if you are an innocent POC, you would have to have some pretty bad unlucky circumstances like be a mistakenly incarcerated suicidal person in a super-high profile murder of small children to likely find yourself in these circumstances.

P.S. Oh, and I really wish this wasn't my first post in this thread that I have been trying to catch up on for ages. I have only a bit to say that hasn't been said by the many brilliant minds here already but that won't stop me from chiming in later!

 

[Best of What's Around]

Maybe his talk about selling had nothing to do with finances? I can't help but to wonder if there was some other reason he would have brought this up.

Yes, there could have been a strategic reason for it or it could be that it slipped out because he couldn't wait to get on to the next part of life - one that had nothing to do with the family he murdered right there in that big house. We might never know his reasoning for stating that to the Thayers. But perhaps he was setting up for selling the house while his family was still missing by slipping in to people that they both wanted to sell. Who knows?

 

[Best of What's Around]

it is here, but not assets, and she likely made over the income cap so would not qualify for a discount/incentive/tax break, etc.

ETA, I just looked up Colorado, Income max for subsidies for a parent and 2 children is $82K

Would be 3 children by the time any divorce went through, assuming there would have been one.

 

[BabyButterfly]

@BabyButterfly Can you give us an example/s of what secured credit is? As you say "they" SW & CW got secured credit after their bankruptcy.

Secured credit is a credit card from a bank. You deposit a set amount, say $500.00. then that is your limit. You must pay it monthly, and no going over, obviously. If you do good, you can add more, and after time, you will get your deposit back. Usually, it takes about a year to get your deposit back, and have an unsecured account.

 

[Amonet]

CW’s use of a PD & the various GoFundMe’s the family has used to pay for headstones, etc. would lead me to believe you are correct. MOO

CW was paying into life insurance at his work, right? So in the normal way that life insurance would have probably paid out enough to cover funeral expenses.

I guess as Shanann and the girls are murder victims, and the payee is accused of their murder, that the insurance wouldn't pay out?

 

[Mellowmelly]

No victim blaming here, CW, if he wasn't happy, could have walked out the door, whenever he wanted. Men do it all the time.

SW would've probably moved home, for family support, and it looks like she had a tight family that would have helped her in a heartbeat.

CW made a decision. I seriously think he has some very deep mental health issues. And they were probably apparent to SW, who didn't want to acknowledge they were as serious as they are.

I hope anyone with a man, who is just "off", get counseling, and get out. I know we see a surface of a happy family. No one really knows what happens behind closed doors. No one.

i agree, he could of/ should have just walked away, IMO I don’t think he had any major mental health issues, he did not appear psychotic in his interviews. I believe he may have some kind of personality disorder though, aswell as being a sociopath/psychopath. I hope they don’t try and use mental health as a defence tactic. JMO.

 

[Thepoet]

CW is facing five First Degree Murder charges. . . .FIVE! This is based on the investigation and evidence. It is NOT based on a past bankruptcy or financial troubles. Many people turn to bankruptcy for help. Most people experience financial problems at some stage of their lives. This is not uncommon. There is no way to know the true financial picture of SW and CW, but it probably will come out. And there is no way of knowing who was to blame, if there was blame. What we do know, by CWs own admission; he lied, he cheated, he obstructed justice, and he killed. He HAS admitted these things and there is no justification.

 

[sun16]

I was wondering to myself earlier if the defense will come up with any wacky stuff like blaming altitude or being around gas/oil fumes for what CW did..any thoughts?

No. They know better than that. Similar to the owl not being brought up in The Staircase trial.

 

[Backstroke10]

I didn't speak to his confidence, really I meant more personality traits. He could be super confident and still not be personable or extroverted IMO. I think he didn't like that it was effortless for her

Good point Madison418 and I think your absolutely right about his personality traits. He may have “appeared” more confident but inside still felt the same. I should probably retract my statement but don’t know how to do that.

 

[MassGuy]

No. They know better than that. Similar to the owl not being brought up in The Staircase trial.

The owl in that case, is somehow less ridiculous than what CW would have us believe here.

 

[Shekkiec]

CW was paying into life insurance at his work, right? So in the normal way that life insurance would have probably paid out enough to cover funeral expenses.

I guess as Shanann and the girls are murder victims, and the payee is accused of their murder, that the insurance wouldn't pay out?

Great point

 

[Hatfield]

CW is facing five First Degree Murder charges. . . .FIVE! This is based on the investigation and evidence. It is NOT based on a past bankruptcy or financial troubles. Many people turn to bankruptcy for help. Most people experience financial problems at some stage of their lives. This is not uncommon. There is no way to know the true financial picture of SW and CW, but it probably will come out. And there is no way of knowing who was to blame, if there was blame. What we do know, by CWs own admission; he lied, he cheated, he obstructed justice, and he killed. He HAS admitted these things and there is no justification.

JMO
I agree with most of your post but i thought he only killed 3 people and maybe a 4th if the unborn child is part of the charges. Can you help me understand how there are 5 first degree murder charges?

I should probably try to look up his charges but if you know it could help me understand. Thanks in advance.

 

[molly1255]

Can you disclose that when you mention talking about bankruptcy with Shan'nan, that you are talking only about the bankruptcy they actually underwent? Don't disclose any secrets!

Just my thoughts on this, but I imagine that what led up to filing Chapter 7 might be extremely stressful for most people. The people I've known who ended up filing Chapter 7 were being hounded morning, noon and night by creditors, were having to screen their calls and were avoiding opening their mail because it was so upsetting.

Creditors can hound ones friends, family and employer as well, with very upsetting phone calls. I know this for a fact because a few years ago, a bank was calling me, at work, because someone I knew had a loan with them with a balance of maybe $2,000. This person had lost their job and was trying very hard to find another. The bank was asking me to try to help them collect this debt, by calling this person and appealing to them to pay. Unbelievable.

 

[BabyButterfly]

CW is facing five First Degree Murder charges. . . .FIVE! This is based on the investigation and evidence. It is NOT based on a past bankruptcy or financial troubles. Many people turn to bankruptcy for help. Most people experience financial problems at some stage of their lives. This is not uncommon. There is no way to know the true financial picture of SW and CW, but it probably will come out. And there is no way of knowing who was to blame, if there was blame. What we do know, by CWs own admission; he lied, he cheated, he obstructed justice, and he killed. He HAS admitted these things and there is no justification.

I love this! I am not sure why the focus is on financials. It in no way, excuses this man for what he did.

CW is facing five First Degree Murder charges. . . .FIVE! This is based on the investigation and evidence. It is NOT based on a past bankruptcy or financial troubles. Many people turn to bankruptcy for help. Most people experience financial problems at some stage of their lives. This is not uncommon. There is no way to know the true financial picture of SW and CW, but it probably will come out. And there is no way of knowing who was to blame, if there was blame. What we do know, by CWs own admission; he lied, he cheated, he obstructed justice, and he killed. He HAS admitted these things and there is no justification.

 

[MsBetsy]

do you know how her income would have been affected by losing Chris as a team member? Imo I have no knowledge if he would stay however moo it seems she recruited him. Would she lose pay on everyone recruited under him if he was no longer on her team?

I would think she could find a replacement. Jmo

 

[DexterMorgan]

You list all creditors on Chapter 7 that you have no intentions on paying for whatever reasons.

The court lets them know and schedules a hearing. And whichever creditors dont show up then the judge automatically lets you slide.

The ones that do show up will have the chance to argue their points and the judge would make a ruling.

Most big credit card companies or businesses dont show up. Neither does most little collection agencies that bought the debt from said company.

So chapter 7 is usually a easy process. Jmo