You’d be amazed at how “high on the hog” some people can live, without the money to back it up. I work for a family like this in North Salem NY-2 Mercedes Benz with a Range Rover that is only there to pull their horse trailer, horses, private school, etc...and sometimes she’s dodging the veterinarian’s calls about a balance due, or dreading an emergency blacksmith call. These are definitely all first world problems, of course, but my point is that whatever your income is, you pretty much spend all of it, and even rich people are always on the verge being one month away from financial “disaster”. And they have things structured so that it looks like they have nothing in case of divorce or a lawsuit. This guy may only have some assets to sell in a case of divorce, putting him out of business. Some of his things may be leased, and so he can’t sell them to split up the money. You get the picture...