I live in Hernando county, #2 for Sink hole activity. This is my fear, that I will be home one day and just be swallowed up in the earth. My street has had 6 houses with Sink holes and it scares me. Out main road was shut down 3 times because of it opening up, and this is a busy road. We have sink hole insurance, but they gave us a $20,000 deductable. Yep that is right. So even if we get one, where does the money come from to pay up front costs? We have Citizens, and if you live in FL you know that they are the only ones writting sink hole coverage in Hernando. We have no were else to turn. I want to move in the worst way, but we would take a huge hit on the house and we would have to still pay off the mortage and we would end up with little to nothing to buy a new home. So for now I have to sit here, and hope we are not the next sink hole lottery winners.