When we put all of this together with the following concepts, it makes one curious at minimum:
It appears that Janet found a new job in January. If she had benefits, including life insurance, it would most likely kick in after a 90 day probationary period. That would bring us to some point in April. Janet died on April 26th.
Also, the landlord gave the Abaroa's two month's free rent, and the church gave them another month's payment. We've determined that that period was most likely February, March, and April but could have been January, February, and March. If it was the former, then Janet just happened to die just before their free rent was due to expire but just after her benefits kicked in.
I don't know if she had life insurance or not but these are definitely things to consider, especially with the obvious back and forth thought process Raven was experiencing in regards to what he needed to do to get his finances under control.