Found Deceased ID - Joshua Vallow, 7, & Tylee Ryan, 17, Rexburg, Sept 2019 #2

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  • #961
/// Listen to the latest Gray Hughes Investigates podcast with Kay and Larry. Gray's delivery is a bit slow and often jumbled but he gets to the root of a lot. Turns out that Lori - and Alex - were "all about the money". She was very upset that after Alex killed Charles, for instance, Charles had changed her from being the bene on his $2M life insurance policy. A big whoopsie for her. This after her appetite was whetted by getting $75K from her ex Joe Ryan, who was divorced over 15 years or so from her.
Can someone take out a life insurance policy on someone without their knowledge?
 
  • #962
I've been looking online and it doesn't appear that Idaho recognizes Silver Alerts. Even that might have helped. JMO
 
  • #963
Can someone take out a life insurance policy on someone without their knowledge?
Yes, if you trick them into signing the paperwork by telling them it's something else or if you forge their signature. There are probably other ways as well.
 
  • #964
I've been looking online and it doesn't appear that Idaho recognizes Silver Alerts. Even that might have helped. JMO[/QUOTE

The children were in the custody of their primary parent, who had both legal and physical custody of her children. There were no documented allegations of physical abuse, no involvement with CPS.

The parent legally decided to homeschool her children, which the law allows.

There wasn't much the police could do. Until the Grandparents of JJ made an issue, and when a "well check" was done, without seeing the children, because Lori lied and said they were in Arizona, the police left, to check out the story, that is when Lori and Chad went underground.

The police didn't do anything wrong here.
 
  • #965
Can someone take out a life insurance policy on someone without their knowledge?
No, and you must need an insurable interest, as in a Spouse, child, or other dependent. That said Lori couldn't place one on Chad without his knowledge and approval, and wont that be "an uncomfortable conversation"... Also, in Gray's podcast it was mentioned that Chad had either gotten a new policy on Tammy or raised the amount in May '19. It's unknown whether he collected the funds yet at this time, but I reckon the FBI is on top of it.. (or not). I hope he never collects, but the funds go to the children as they are likely secondary bene's.
 
  • #966
Dbm
 
  • #967
That doesn’t absolve them and it doesn’t mean the children are safely ensconced somewhere. If they are still alive, they’re likely in dire danger the closer authorities come and the more real life events seem to Chad and Lori to be signs that his visions are coming to pass.

Make no mistake: what they are doing is wrong and they have endangered (if not worse) Tylee and JJ. But they may both in their religious delusions believe they are saving the children (which can be just as dangerous).

My opinion only.

MOO as well, but I think your theory makes a lot of sense. And I think it is possible that some of the things LE could maybe do (or maybe not) to put more pressure on (filing charges, for one example) they might be reluctant to do because their read is the same and turning up the heat might not be the best approach if they think there is a chance of finding out where they are without do so.
 
  • #968
/// Listen to the latest Gray Hughes Investigates podcast with Kay and Larry. Gray's delivery is a bit slow and often jumbled but he gets to the root of a lot. Turns out that Lori - and Alex - were "all about the money". She was very upset that after Alex killed Charles, for instance, Charles had changed her from being the bene on his $2M life insurance policy. A big whoopsie for her. This after her appetite was whetted by getting $75K from her ex Joe Ryan, who was divorced over 15 years or so from her.
Who were the new beneficiaries? Colby and Tylee?
 
  • #969
What is the end game for Chad and Lori? When are they going to reappear? After they are safe from prosecution in their spouses' deaths? I know they haven't been accused, but by running away they seem to be afraid of it. Investigations could take a while. If they aren't cleared and/or they harmed the children, will they stay on the run forever?
They will stay on the run forever.

The children, if they are alive (and I happen to believe they are), will remain hidden unless or until the people helping to hide them are convinced they were lied to. This is how these situations play out in the Mormon community.
 
  • #970
I've been looking online and it doesn't appear that Idaho recognizes Silver Alerts. Even that might have helped. JMO
Yes, I looked too and the options for ID are limited.

The alert opportunity most likely has passed but I just wish we had clear visibility on which LE agency is stepping up to take responsibility for this very complex case which spans multiple states.

With the Rexburg Police away on "Christmas Vacation" I'm not sure they are at all equipped to take on an investigation of this scope.

MOO
 
  • #971
I am absolutely stuck on the fact that not one person in Rexburg ID either at a school or a friend of any of the parties involved had the courage to contact LE. Not one. I'm not sure what this says about the local community which is over 90% LDS either but I believe its quite shocking. But, its what we are dealing with in this case sadly. Are children simply treated as possessions of their parents and placed in and out of school and nobody questions what is happening around them? It seems like people stay in their own lane and close their eyes to what goes on in other families unfortunately.

MOO

While you're right to think that culturally Rexburg is going to be unique in a lot of regards and that some of that may have negatively impacted what happened here. In fact, I got in an argument on Facebook (I think on the Rexburg Police page) on a post about this case where a guy was essentially taking the attitude you theorize here and saying he didn't think the police had made a good enough case that the parents were an issue and for us to be looking for the kids.

However, you're also totally disregarding the situation here. We have a single mom and two kids who had not lived in Rexburg for that long. It is unclear when they moved there but at the point the kids had gone missing in September they could have only lived there for about 2 months at the most since it was 7/11 when Charles was killed in AZ. Add to that an apartment complex where residents are always changing, a college town (where the turn over in residents is more frequent), and only 2 months for people to think they knew their patterns and then think they had changed. Only the absolute worst busybody who can't mind their own business are going to be seeing and reporting something in that amount of time.
 
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  • #972
Can someone take out a life insurance policy on someone without their knowledge?

I was wondering this as well!

It did seem very strange that Lori received $75,000 from Joseph's death. I had a few ideas of why this might happen:
1. The money was actually meant for Tylee but her mom took it.
2. Lori knew Joseph had no other family and took out a Life Insurance policy on him making her self the beneficiary, since she knew no one would question her about it. MOO

The GH Youtube, had the information from Lori's Family Insider about the $75,000 and Kay Woodcock told the story of Joseph dying, and no one claiming the body.

The majority of my information has come from the GH Youtube video.
 
  • #973
Yes, he seems obsessed with CPS taking the kids, and that that’s why they had to flee, because apparently CPS always takes the kids away in a custody battle. I noticed the GH replies too, but never saw what the replies were to.

Hector was asked if he actually knew where the kids were, or if he’d seen them himself, and he replied “no comment”.

I also notice that the channel was only created three days ago.

I’m sure the police have seen it by now, I really hope so.

"No Comment?" Really? He either knows where the kids are or he doesn't! Does he think this is fun and games? What a selfish creep!

And what is with their custody battle hysteria? Anyone who had custody rights is DEAD!

I hope the FED's nail them all to the wall.
 
  • #974
Yes, he seems obsessed with CPS taking the kids, and that that’s why they had to flee, because apparently CPS always takes the kids away in a custody battle. I noticed the GH replies too, but never saw what the replies were to.

Hector was asked if he actually knew where the kids were, or if he’d seen them himself, and he replied “no comment”.

I also notice that the channel was only created three days ago.

I’m sure the police have seen it by now, I really hope so.

"No Comment?" Really? He either knows where the kids are or he doesn't! Does he think this is fun and games? What a selfish creep!

And what is with their custody battle hysteria? Anyone who had custody rights is DEAD!

I hope the FED's nail them all to the wall.
 
  • #975
Yes, I looked too and the options for ID are limited.

The alert opportunity most likely has passed but I just wish we had clear visibility on which LE agency is stepping up to take responsibility for this very complex case which spans multiple states.

With the Rexburg Police away on "Christmas Vacation" I'm not sure they are at all equipped to take on an investigation of this scope.

MOO

Just my opinion, but I think at least 5 agencies are involved in some aspect of this several pronged investigation. I'm not really convinced that a couple of days off for Rexburg investigators is going to prove to have a huge impact here. But JMO.

I'm wondering if the FBI has taken lead?
 
  • #976
DBM
 
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  • #977
I agree with you. Nothing that has been stated so far clarifies whether the medications are necessary or merely convenient. It's entirely possible that "needs them to sleep" is code for "parents unwilling to take the time, effort, and patience to do the behavior modifications necessary".

Born to drug-addicted bio-parents does not necessarily mean low functioning... but it's a dandy excuse for adoptive parents to get sympathy and praise while avoiding putting in the work.

That's not to say that's the case here, either way... Just that we DO NOT KNOW, and stereotypes and assumptions are not helpful.
Yes yes and yes some like myself find it extremely offensive
 
  • #978
Their attorney just made his point "Put up or shut up" Either you have proof there is a crime(s) or you don't.

Well at this point, Chad and Lori, are at least facing OJ charges. You don't lie to LE. And you definitely don't lie to the Fed's.
 
  • #979
Just my opinion, but I think at least 5 agencies are involved in some aspect of this several pronged investigation. I'm not really convinced that a couple of days off for Rexburg investigators is going to prove to have a huge impact here. But JMO.

I'm wondering if the FBI has taken lead?
I'm with you that Rexburg Christmas break isn't a big deal as these folks being sought are probably in deep shelter mode at this time and won't be found soon!

I just thought it was funny that the Rexburg PD had to make an announcement that they are taking a Christmas Break as most LE work 24/7! It IMO demonstrated a lack of urgency too which is disappointing given that minor children are involved here and still missing!

MOO
 
  • #980
I absolutely agree that not speaking out and assisting LE in finding the 2 missing children is unchristian.

While I agree that this sad story doesn't directly reflect upon the LDS religion, I do believe strongly that the broader LDS community in Rexburg does have a Christian duty to assist the process of finding the 2 missing children and so far this doesn't appear to have happened as the children remain missing while Lori and Chad Daybell by all accounts are on the run and in hiding. The LDS church effectively controls the town of Rexburg by virtue of population and employment and so one way or another is absolutely responsible for the 2 missing children IMO.

Could all this have happened in a town of 27,000 or so folks and nothing have been seen? Highly doubtful IMO. Is this a classic case of simply looking away and hoping the issues will go away? Kinda seems that way.

The fact that the Rexburg community did not appear to step up to even report the 2 children missing is frightening (what are the school reporting criteria or does ID not require reporting for homeschooled children?) as is the fact that the Daybell Family with its extensive ties to the broader LDS community in the region is publicly choosing to not assist LE to find the 2 missing children. I find it inconceivable that the broader Daybell Family is heading to LDS services weekly over the past 2+ months and praying to God while at the same time not assisting LE in finding the 2 missing children? I don't believe this behaviour is at all consistent with the teachings of their church at a minimum and is frankly shameful.

I did a rough headcount of the Tamara Daybell extended family and I find it shocking to believe that there is not one member of this large and extended family that might not have information to find JJ and Tylee AND that not one member of this large and extended family reported JJ and Tylee missing. WHY?

Why does it appear that the Daybell family is being allowed to hide behind attorneys and public 'support of their father' when the lives of 2 children could be in the balance? Are LDS Church Elders supportive of these decisions by the extended Daybell family? By all accounts Tamara Daybell was a devout Christian (at least this is how she was described in her obituary) and so this makes it hard to understand that NOT ONE of her 5 children appears to be doing the Christian thing and in line with their teachings in the LDS church to step forward and assist in finding the 2 missing children. No doubt the family grief at the sudden passing of their mother is real but I'm not sure this could be an excuse to not assist in finding the 2 missing children.

In looking at the map of Rexburg I'm not sure when I've last seen so many religious organisations spread over such a small area and not surprisingly most are affiliated with the LDS.

Rexburg, Idaho

Quotes from above link:

Since Rexburg’s incorporation in 1883, the Church of Latter Day Saints (LDS) has played a major role in the town’s development.

Known to residents as “America’s family community,” Rexburg, Idaho, is home to a fast-growing population of members of The Church of Jesus Christ of Latter-Day Saints (LDS or Mormon Church). The city’s population, which is predominantly white and almost exclusively Mormon, has increased by nearly 50% since 2001. The expansion of LDS Church-owned institutions—such as Brigham Young Univerisity-Idaho, Rexburg’s top employer—is largely responsible for the city’s recent growth.

Community Context and Challenges
  • Despite high health and educational attainment, poverty is an issue—nearly half of the city’s population lives at or near the Federal Poverty Level, including nearly one third of Rexburg’s children.

  • Increased alcohol use and a rising suicide rate among teens has raised concerns about domestic violence, mental health, and substance use.

  • Because the tax-exempt LDS Church owns nearly half of local property, Rexburg has limited resources for addressing economic, social, and infrastructure concerns.

  • In keeping with the LDS emphasis on family, many students marry and have children while in school, increasing the financial burden on young households; students often take out loans and depend on federal assistance.

  • Graduates tend to leave Rexburg in search of higher-paying jobs, taking educational resources with them.

  • The pervasive influence of the LDS Church and its strict code of social norms make identifying and addressing some health concerns especially challenging.

----------------------------------------------------------------

I live in Rexburg and the following is all my own opinion. I'm also not an active Mormon but grew up Mormon and have lived here for decades. I don't know any of the players involved. It's true that the church has a lot of influence in this area but I think it's important to note that Rexburg is very "Mainstream Mormon" with the university here. It is not a fringy religious area. It really isn't. It's a farming community, and by that I mean a very large, prosperous, farming community. Not backwards and not podunk. I don't believe any Mormon group in the area is helping Chad and Lori. My guess is that the LDS community didn't even know about Lori and her kids. I doubt they were even attending church here. I think Chad kept it all very secret, probably even from his own kids. The apartment LE visited on Pioneer Road is in the boundaries for Kennedy Elementary, where JJ was enrolled. It is in an area very saturated with apartment complexes. A lot of BYUI students live there as well. No one really would notice them there as people come and go. This is another reason, I believe, why no alarms went off when JJ stopped attending school. There are many "married with families" students at BYUI. Kennedy Elementary serves a lot of apartment complexes and kids come and go. Their parents graduate and move. Or they move to different apartment complexes. I'm not sure what people expect church members here to do about a woman and her kids that they didn't even know existed. I really think they were keeping under the radar. Especially considering what was going to happen to Tammy. Same with Chad's adult kids. I don't think they knew/know much. MOO
 
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