JMO.
It appears there may have been a grand conspiracy planned and begun by a (hopefully) small group within AVOW to prepare for the end times. A conspiracy that involved raising significant sums of money - enough to last a lifetime living in the Rocky Mountains after the shtf.
The end times were fast approaching (July 2020), so the group needed to act fast. The idea was to kill off their existing spouses in order to collect life insurance proceeds which would then be used to fund their future lives in the certain-to-be grim and desolate future world. Doing so before any planned divorces were filed or finalized - and before any wills could be changed - would be of paramount importance.
I think the conspirators were (at minimum) Chad, Lori, AC, and MB. It's less likely that IP and ZP were/are in the know, but they could be (especially IP). IP and ZP may have simply been convenient rubes who were chosen by MB and AC respectively for future companionship or sex in the post end-times survivalist future (starting late July 2020). I say "especially" when referring to IP, as his general description fits that of AC, and he could have been in Gilbert on 10/2, which would mean he was in with the original group. Also because it could have been IP in the storage videos. The more often he was/is seen, the more suspicious I am that he knew - that he wasn't just MB's "selection". Not sure yet about ZP yet.
It must've been a big downer for Lori when she realized that she had been too late: CV had already changed his policy. Hopefully he changed his will as well. Same for MB. She failed to kill BB before the divorce went through. Hopefully she is no longer listed as the beneficiary on any of BB's policies, and has been written out of his will.
The life of any spouse or relative of the core 4 would have been in jeopardy from the start of the conspiracy. The spouses (excl AC, as he was not married at the time the conspiracy started): CV, TD, and BB, were all targeted. These individuals suspected nothing (at least nothing on the scale which I'm proposing). They were not true believers (and even if they had been, it might not have protected them - the most deluded would have still murdered the least deluded).
AC may have had a change in heart resulting in him either being murdered by the other 3 or committing suicide. He also had been unable to raise funds of his own..
If true, this theory may not tell us where the children are, but it could mean that other lives are at risk, and right now. Were (are) there other conspirators? JR? HS? (Again, IP? ZP?). Others who were close to CD, Lori, and MB?
The lives of relatives of any known or unknown conspirator could still be in jeopardy until all conspirators are identified and stopped - especially relatives who have significant assets or those who own large life insurance policies which list a conspirator as the beneficiary.
This might include Lori's parents, CD's parents (if they're still alive), IP's parents, ZP's parents, and possibly the parents, spouses, and other relatives of other conspirators (I mentioned a possible few). Hopefully it's not a big group. I think federal LE will need to identify and stop all conspirators to prevent anyone else from getting hurt. This all sounds like a movie script, but I think it's perhaps all too real. Again, Jmo
ETA: It's about religion, and power, and money, and sex. The ultimate delusional fantasy