The thing with the life insurance is, there would have to be a body almost, and one that turned up later and could not be linked to the occupants of that household.
I almost think the life insurance tells me something about JD but not that he is a murderer. I think he was likely helping out a friend but when F'd up, wheels would spin.
If one wanted to collect life insurance on a child, they would not murder that child in a bloody, evidence leaving fashion, and then dump the body where it would not be found, and then report that child abducted.
I just can't make those dots connect.
I do whole heartedly, and always will, believe that he had no wish to have custody of Ayla, but wished to be on the radar for support even less. I do believe completely that his mom guided him in the obtaining of custody of Ayla.
I honestly do not know where I fall on JD's mother's knowledge of anything before or after the fact. I do know, as a mother, I would have to wonder. And wonder hard in this situation.
Just saying.