Mother of one of Lisa Irwin’s half brothers speaks out

[grandmaj]

We need a link peeps. Where is this about the parents owning the house coming from? I have never seen an MSM link on this. HELP ME PLEASE. And if we can't find a link we have to stop repeating the rumor.

xoxoxoxoxoxoxoxoxo

 

[gwenabob]

OT Question now.. What in Gods name is BBM and SBM. I am so confused..:waitasec:

BBM=Bold by me

SBM= Snipped by me

 

[iamnotagolem]

He has a mortgage on it with US Bank dated 11/22/92.

I don't know if this link will work; but it's the Clay County Recorder of Deeds.

http://recorder.claycogov.com/iRecordClient/REALSummary.aspx?INSTRUMENT_PK=20020062045

I see 2 mortgages dated 11/26/02, in 1992 JI would have been 8.

 

[gwenabob]

If the house was not gifted by his parents, they could be carrying the loan themselves. In my former life (before I retired and became a beach bum) I was a mortgage lender, and I just don't see how JI would have qualified at 18.
He would need a couple years of full time employment and a couple years of good credit.

Well, he borrowed about $92,000 for it. It does not mention any co-signers, but that doesn't necessarily mean his folks didn't co-sign. That and a hefty down payment might have gone a long way toward qualifying him. Could a local tell us what his house might have gone for in 2002? Around here, you couldn't get much more than a tiny condo for that much money. Houses are very expensive. But I know they are cheaper in other parts of the country.

I might add that if I had extra money laying around when my son was 18, it would have been worth it to help him buy his own home just to get him out of mine! :innocent:

 

[Abby Normal]

I read that it was his parent's house before he moved in at the age of 18...the parents bought another home nearby. One may assume it was gifted or one can assume he qualified for a mortgage at the age of 18.

JI DID get a real live mortgage at 18, in his name, and has paid on it ever since. The link to his mortgage records were linked towards the beginning. I followed it and read it, but did not save it.

The prior owner does not seem to be of relation to JI. You can find history of ownership and buy/sell prices online.

 

[Kimster]

I read that it was his parent's house before he moved in at the age of 18...the parents bought another home nearby. One may assume it was gifted or one can assume he qualified for a mortgage at the age of 18.

Whisp, we need a link for this or we're going to have to assume this is rumor and respond accordingly. :tyou:

 

[Irish_Eyes]

Whisp, we need a link for this or we're going to have to assume this is rumor and respond accordingly. :tyou:

He did not buy it from his parents. He bought it from the bank. See below that I copied from the county recorder's website. Anyone here can go to their website, log in as a guest and put in his name and get the same thing.


Clay County Recorder of Deeds
1 Courthouse Square
Liberty, MO 64068 (816) 407-3550 Office
(816) 407-3601 Fax

Document recording information
Instrument WD - WARRANTY DEED
Document No. R51486
Book 3877
Page 112
Recording Date 11/26/2002
Dated date 11/11/2002


Referenced By This Document (0)

References To This Document (0)

Grantor(s) (1)
AMERIQUEST MORTGAGE CO

Grantee(s) (1)
IRWIN, JEREMY L

Legal Description(s) (1)
LT 5 BLK 5 CHOUTEAU ESTATES

******

This is a Warranty Deed from the bank to Jeremy. He probably purchased the home out of a foreclosure. The document recorded immediately following this document is the mortgage.

Although I don't know if all states work exactly the same, often buying a foreclosure you can buy for below fair market value. In Ohio I think the starting bid for a property sold at Sheriff's sale is 2/3 the appraised value. After that, I think it just depends on how high the bids go, but it's possible that the $92K he paid was not necessarily the fair market value for the home.

 

[Hallow]

I wonder if DB had something to do with that? A little OT here: a friend of mine went through the same thing. Divorced - husband left her for another woman. Then they came after the child. Got the little boy (who was only 3 or 4) to call the new woman "mother", etc. In the end, the dad got custody after her remarried the new woman. It had a lot to do with $$$ --- he had a nicer home, a better lawyer, money to fight endlessly, money to bribe his son with gifts/toys. And a new wife who despised the ex-wife and did all she could to stomp on her. And she did... it has broken her heart.

Could something similar have happened here? Just thinking out loud.

Uggh....me in a nut shell. This is why my first post here had mentioned my own experiences and how I felt JI might have been some sort of abuser of people. I will always be willing to eat my words, but his own story gives me the creeps because mine is so similar to the one you stated here too.

 

[KCMommie]

We need a link peeps. Where is this about the parents owning the house coming from? I have never seen an MSM link on this. HELP ME PLEASE. And if we can't find a link we have to stop repeating the rumor.

xoxoxoxoxoxoxoxoxo

I believe I heard that this house was inherited from local media early on in all of this. I am not sure, but it puzzled me too, so I researched it! If I come across a press or media link with this being stated; I'll post it. I know I had searched it out a few weeks ago. You are not crazy. This was actually stated although incorrect. JI owns this house. (and the bank)

You can look up public records at the Clay County, Missouri clerk/assessors office online. Log in as a guest and search by name.

 

[ThoughtFox]

House? *looks at name of thread*

Anyway, about the mother of the child . . .

When we were discussing the Kyron Horman case it was pointed out by the legal experts here on Websleuths that when a parent chooses to do nothing to try to gain custody, they forfeit some of their parental rights.

If people don't fight for custody, or won't jump through the legal hoops such as the mental evaluation, they can't expect joint custody even if they are a perfectly good parent.

I'm not judging this mother at all. We don't know anything about her or the circumstances.

But I'm not ready to judge this father yet. He was obviously not at home when something happened to the baby. We have no evidence that he was a bad father to the other two kids either.

These absentee parents (mother and father of the two boys) are understandably upset at what their kids are going through, but come on - they haven't seen them in two years. :twocents:

 

[vlpate]

I am very upset by the fact that this mother did not show up for the court proceeding and has not had any, as in zero visitation with her son.. Jeremy Irwin cannot be blamed for what this mother has NOT done in attempting to keep, have, renew a relationship with her son.. Jeremy had custody but this woman infact still had rights to her son that she has chosen NOT TO PURSUE! that hasn't anything to do with Jeremy and Jeremy could not have kept this mother out of her son's life even if he attempted to.. It is by no choice but her own(this boy's mother) that she has not seen her son in years.. PERIOD!

BEM: Seems as if you have the entire rundown on this mother and what she has and hasn't done to see her son. I heard she was deported at one point, but I didn't post it because I have no source, just what was posted elsewhere.

Do you? Have sources for what I've bolded? I know she didn't show up for court, but the rest.....what she's chosen to do or was forced to do in the past two years?

Otherwise, I think this bashing of a woman who is not really part of the case should simmer down a bit. Sometimes mothers do their child a favor by staying away from them....I respect those mothers.

 

[vlpate]

Whisp, we need a link for this or we're going to have to assume this is rumor and respond accordingly. :tyou:

It's public record that the former owner went into foreclosure, after which, Jeremy bought the house.

http://protect.theinfo.org/pacer/ecf.mowb/10811218242.pdf

 

[captivagrl]

My theory is that JI may have had some serious dirt on his son's mother. She didn't show up at court and hasn't seen her child because he's holding something over her. She's afraid of court, LE, etc.

 

[Abby Normal]

It's public record that the former owner went into foreclosure, after which, Jeremy bought the house.

http://protect.theinfo.org/pacer/ecf.mowb/10811218242.pdf

Agreed. Thanks for the link, I hadn't seen that one yet! I accessed the info on real estate software I couldn't link to, so I wasn't sure how to show that component.

There are plenty of things we can criticize, his buying and staying in a home on his own is not one of them. I accessed the prior default and following bank loan on a real estate program that I can't link, but it's all public records.

This link to get the parcel # from the address- http://gisweb.claycogov.com/realEstate/realEstate.jsp

Then use the parcel # to get the tax records, which includes his mortgage entity without a cosigner. I can't link to the actual search feature, as it won't work, but click on the link for the collector's office on this page under heading "real estate"
http://www.claycogov.com/county/offices/collector/documents/faq.php

It's not as uncommon in this area with lower home prices to have young home owners as it is in larger areas with higher property values. JME having lived all over.