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It's a security layer as well. I had Ring cameras installed at my 83 year old mother's house who lived alone (doorbell and backyard). I got instant alerts on my phone anytime anyone rang her doorbell or approached her property. She often had solicitors come to the door, landscapers, the often handyman when repairs or maintenance was needed, etc. It was a major piece of mind for me as I lived in a different city.I wouldn't pay to upload data about me and my household to a third party cloud. It's surveillance, not security.
I get not wanting to have indoor cameras but outside cameras recording to the cloud are all around you whether you want it or not. Your neighbors, any Tesla, every store you walk into, etc. Just about anywhere you go you have video data being upload of you to the cloud.
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