My thought all along has been that he has more than $4,500. I don't think he has tens of thousands, mind you. But if he had the calculated thinking to take out a loan on the equity in their vehicle, logic suggests he thought of another way or two to get money.
Did he pull any money out of a retirement account?
Did he take out one of those quick cash pay day loans knowing he would skip town?
Did he sell his wedding ring or some family heirloom?
Did he sell any other valuable possession--a four wheeler, moped, guitar etc.
Did he steal anything from family or friends to sell?
Did he ask any locals for loans citing some made up story?