I like your thoughts, and could see that as being a possibility. The only thoughts I have that make me less than sold on the idea are that if she bought a performance bike, she either would have gotten it from a bike shop or an individual, and I would think people at pro bike shops are probably all riders as well, as would be probably anyone selling such a bike through an ad, and I think it is highly likely that anyone in the biking community is probably familiar with this case by now, and would recognize her. I suppose it is possible that she has a contact in the area who may have lent her a bike. My other thought is that NYC to Niagara Falls or any other point in Canada is probably a little over 400 miles, minimum, and despite being a "participant" in races, according to CS, I am not sure she is physically fit to try to make that trek alone, while also lugging necessary bed roll or sleeping bag, tent, food, extra clothing etc. Not saying she couldn't do it, but not convinced she could. JMO