UT - Kouri Richins, 33, Author, wife, mom, charged in husband’s “unexpected” death last year, May 2023

[al66pine]

What kind of drug dealer takes checks?

@airportwoman Good question.

A drug dealer who keeps meticulous records, so each year he can file accurate information on his federal business income tax form Schedule C and his state income tax returns, and also can make quarterly estimated tax payments to avoid incurring liability for penalties and interest on late payments?

J/k.

 

[Seattle1]

Thanks. Wow, that just seems like a terrible idea and something I have always thought needed the insured’s signature.

Today, even if legal, I think it would be difficult to pull off simply because even a small dollar-term policy from AAA wants consent to review your pharmacy history. Nobody can give consent but the insured party so you would learn about the policy when asked to consent.

 

[Gardenista]

Business phone number is a 405 area code - Oklahoma City, Oklahoma

I believe she was born in OK

 

[Soulmagent]

Today, even if legal, I think it would be difficult to pull off simply because even a small dollar-term policy from AAA wants consent to review your pharmacy history. Nobody can give consent but the insured party so you would learn about the policy when asked to consent.

I have had paper work that other people sign and it gives me consent to act on their behave ,isnt there like a general form that gives one POA for a transaction?
I would look myself except my husband and his friend are outside in my tiny back yard with a huge tractor and it has me unnerved.
Last week they took off the top layer of my front yard and tried to turn it into a driveway. I stopped them before the gravel went in . I suspect they have some plan for the future of my yard they are not telling me about because they know I wont like it. Anyway I want to focus here but ..they have a tractor!

 

[Seattle1]

I have had paper work that other people sign and it gives me consent to act on their behave ,isnt there like a general form that gives one POA for a transaction?
I would look myself except my husband and his friend are outside in my tiny back yard with a huge tractor and it has me unnerved.
Last week they took off the top layer of my front yard and tried to turn it into a driveway. I stopped them before the gravel went in . I suspect they have some plan for the future of my yard they are not telling me about because they know I wont like it. Anyway I want to focus here but ..they have a tractor!

Yes, there's a limited POA in addition to a durable POA. However, I can't imagine signing a limited POA for the specific purpose of authorizing consent for life insurance due diligence. JMO

 

[Megnut]

Yes, there's a limited POA in addition to a durable POA. However, I can't imagine signing a limited POA for the specific purpose of authorizing consent for life insurance due diligence. JMO

Nothing to stop her from forging those POAs.

How pleased she must have been with herself. While it lasted.

 

[jakat]

Doesn’t the person the insurance is being taken out on have to sign the paperwork? That’s what I remember from mine and my husband’s policies, but it’s been a while. I didn’t think it was possible to just go take out life insurance on someone without them knowing.

My husband had a cousin who used to write life insurance policies for family members without their knowledge, and then blab about it. He was probably writing them for everybody else, too. I have no idea how he got away with it, but he did. Haven't heard from him in years so maybe he's in jail or dead.

 

[Soulmagent]

Right. Some of us have questioned if that’s how she really gave it to him.

I question if she really gave it to him at all.
This whole case has me questioning things at every angle ,lots of alleged things . How do they prove Kori spiked a sandwich?

 

[al66pine]

Kouri as Agent, Buying Life Ins. Policies on Husband?

So she probably bought all of those policies under her own license. Hinky

@Gardenista
IIRC, she submitted app's for four policies, in years 2015-2017.
Was she licensed to sell LIFE ins. in Utah at time of applying for those policies?
IDK. Very well could be have been, esp'ly if newly licensed.
Quite common that the first sales of new agent are to family.

IIRC, last policy ref'ed in crim complaint was applied for in (Jan or Feb.?) 2022 and co. issued about a month later.
Per screen shot (ETA, from UT. license status search, @Seattle1 TYVM ) Kouri's license expired in (ETA, CORRECTION April) 2021, so seems imo, she could not have been agent in submitting that app.

 

[al66pine]

Kouri, Licensed for What Type(s) of Ins?
Trying not to veer too far OT, but what TYPE of ins. Kouri was licensed to sell by State of UT?
Do we KNOW she was licensed to sell LIFE ins? Seems likely, so seems she could have been agent on those policies in 2015 -2017.

https://licenseesearch.uid.utah.gov/s/agent?id=1766715 (@Seattle1 TYVM again)
w licensee details for Kouri as "Resident Limited Line Producer" shows an affiliation w "MOTOR CLUB."
Unclear to me whether that would relate to life ins. Could be, IDK.

Screenshot also shows -
- bus address "Kamas UT" w zip and
- bus. phone number starting "405-843" which has an OKC, OK. area prefix. Could be a cell number she ported w her over the years. Or maybe another explanation?
____________________________________________
Kouri could have been licensed by UT as agent for these types of ins.
FWIW:
These other types of ins. are listed on website of co. that provides test prep ed. for prospective licensees in UT:
Utah Life Insurance Exam Content Outline
Utah Accident and Health Insurance License Exam Content Outline
Utah Life, Accident and Health Insurance License Exam Content Outline
Utah Property and Casualty Insurance License Exam Content Outline
Utah Property Insurance License Exam Content Outline
Utah Casualty Insurance License Exam Content Outline

How to Become an Insurance Agent in Utah (2025)

Step-by-step instructions on how to get your Utah Insurance License. Learn how to become an insurance agent in Utah.

staterequirement.com

 

[al66pine]

Hohoho....
KR was an insurance agent!
View attachment 423724

https://licenseesearch.uid.utah.gov/s/

Her biz email was [email protected] per her licensee page; there is also some lack of clarity about dates, but perhaps the state recently pulled the license when fraud was being detected (e.g. in this case?)?

Do we have any use (for research purposes) for an alias "J Schroeder"?

https://licenseesearch.uid.utah.gov/s/agent?id=1766715

@RickshawFan Thanks, good catch.

Searching UT ins. licensees, I see two listings w J___ Schroeder, (corrected sp) one in Ogden UT, and one in SLC, UT. Both are inactive now.
No obvious connection w Kouri to me, but it's possible.

Googling "TVC Marketing" spits up LinkedIn profile (only partial to me), ref'ing " marketing arm for Motor Club Of America Enterprises, Inc,"
Does that explain on Kouri's licensee listing a ref to "MOTOR CLUB." IDK.

 

[arielilane]

I question if she really gave it to him at all.
This whole case has me questioning things at every angle ,lots of alleged things . How do they prove Kori spiked a sandwich?

Agree and been thinking the same. Could it be considered hearsay? Time will tell. moo

Utah kids' book author accused in husband's killing changed life insurance policies, prosecutors say

Updated charging documents say a Utah woman who wrote a children’s book about grief after her husband’s death and was later arrested on accusations of killing him made changes to

www.khq.com

Richins, a real estate agent, told the dealer that both drugs were for an investor with back pain. The dealer said Richins purchased the hydrocodone shortly before Valentine's Day, when prosecutors say she laced drugs into Eric Richins' sandwich.

After he survived, his wife asked for stronger drugs, specifically “some of the Michael Jackson stuff," the dealer told investigators. When Jackson died of cardiac arrest in 2009, medical examiners found prescription drugs and powerful anesthetics in his system, not fentanyl.

 

[SteveS]

How do they prove Kori spiked a sandwich?

The obvious route would be Kouri's own statements of things she did, which can be offered under oath in testimony by the person she said them to, and are admissable exceptions to hearsay assuming they are statements against interest (ie, things she says, that are not really to her benefit).

Think "jailhouse snitch." It appears they have one or more people lined up already in this case to roll over on her. Not from the jailhouse, but from the supply chain process for the fentanyl. Kouri was a fountain of information to them, from what we have been told.

There might also be ways to get Eric's statements made to others about what happened to him (getting sick from a bite, and what he THOUGHT had caused it) admitted into evidence, by their testimony, but that is trickier under most circumstances. Prosec MIGHT have more of an opening to being allowed as rebuttal evidence than as direct evidence. It might also have a path to admissibility as corroborating evidence of what the snitches say Kouri said, rather than as a standalone piece of evidence. If the murder and the prior attempts are set up and presented as a case of domestic abuse, in many states it becomes easier to get the deceased's statements admitted. There would be a lot of hurdles to get past, though.

 

[Soulmagent]

The obvious route would be Kouri's own statements of things she did, which can be offered under oath in testimony by the person she said them to, and are admissable exceptions to hearsay assuming they are statements against interest (ie, things she says, that are not really to her benefit).

Think "jailhouse snitch." It appears they have one or more people lined up already in this case to roll over on her.

There might also be ways to get Eric's statements made to others about what happened admitted into evidence, by their testimony, but that is trickier under most circumstances. They MIGHT have more of an opening to being allowed as rebuttal evidence than as direct evidence. If the murder and the prior attempts are set up and presented as a case of domestic abuse, in many states it becomes easier to get the deceased's statements admitted. There would be a lot of hurdles to get past, though.

'' Kouri's own statements of things she did,, which can be offered,There might also be ways to get Eric's statements made to others about what happened admitted They MIGHT have more of an opening to being allowed as rebuttal evidence than as direct evidence. If the murder and the prior attempts are set up and presented as a case of domestic abuse ''

All the above butchered post , I chopped up ,you wrote , Realizing it wont ever count as a quote, are barely hitting legal requirements for an investigation .

 

[Herat]

'' Kouri's own statements of things she did,, which can be offered,There might also be ways to get Eric's statements made to others about what happened admitted They MIGHT have more of an opening to being allowed as rebuttal evidence than as direct evidence. If the murder and the prior attempts are set up and presented as a case of domestic abuse ''

All the above butchered post , I chopped up ,you wrote , Realizing it wont ever count as a quote, are barely hitting legal requirements for an investigation .

This does give some understanding of why it took more than a year to arrest her.

 

[arielilane]

https://twitter.com/x/status/1660561226378670080

Author accused of poisoning husband allegedly bought nearly $2M in life insurance

There are new accusations against the woman who's suspected of delivering a deadly dose of fentanyl in her husband's cocktail.

abc7chicago.com

Sunday, May 21, 2023 2:50PM

When asked about the court documents, Richins' lawyers told ABC News, "the state amended the charging information and has not turned over discovery yet that supports it, therefore we couldn't be prepared to argue about the sufficiency of the evidence."

 

[neesaki]

I think somewhere it was mentioned Eric used his son's Epipen after taking a bite of the sandwich Kouri left for him. Also took Benadryl and slept according to what I think I read. I wonder if Eric Richins has a history of anaphylaxis and Kouri laced his sandwich with an allergen known to him. The love note makes it sound completely accidental.

I just wonder what he said to her after waking up.…. I.e., “What did you put in that sandwich? “. “Are you trying to get rid of me? “
Or did he say nothing to her. For that matter, the other poisonings as well.
What was her explanation? I cant wrap my head around it.

 

[neesaki]

I question if she really gave it to him at all.
This whole case has me questioning things at every angle ,lots of alleged things . How do they prove Kori spiked a sandwich?

Who do you think could have given it to him. I definitely don’t believe he willingly took it.

 

[neesaki]

DOUBLE POST

 

[neesaki]

I wonder how long the license "inactive." Could have been years ago. She's toast. Burnt toast. JMO

ETA: Insurance license issued/expired/inactive April 30, 2021

https://licenseesearch.uid.utah.gov/s/agent?id=1766715

Where are you seeing the date? I just see invalid date. Seems odd they don’t show what year she got the license.