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Four payday loans for $2400 EVERY DAY! My mouth fell open...
UT - Kouri Richins, 33, Author, wife, mom, charged in husband’s unexpected death last year, May 2023 #3
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dang, been super hectic at office haven't been able to listen 
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That lawyer from SC? Remind me what he did?
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JMO.. but it looks like to me, the only reason Kouri is fighting all this is court is because she is hanging her hat on not being convicted because they didn't find fentanyl in her home or on glass for the Moscow Mule she made for him.
obviously, most people are convicted with "culmination of evidence" and not one smoking gun. She must have thought it would matter more than it is.
obviously, most people are convicted with "culmination of evidence" and not one smoking gun. She must have thought it would matter more than it is.
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audio is wonky on Hidden true crime finally listening but can't hear
finally listening but can't hear
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Try East Idaho Newsaudio is wonky on Hidden true crime
Either that or she thought people would buy the whole "there was fentanyl in the gummies and he accidentally died" idea that she tried to put out there.
Its been poor audio all morning- moo
I'll try ID link.
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Either that or they were giving her the benefit of the doubt because of her marriage to Eric and family, not wanting to lose the Richin family accounts.
9:37 a.m. Bloodworth admits exhibit showing total debt Kouri owed on properties, credit cards, payday loans and lines of credit. In March 2022, Kouri owed approximately $7.5 million and paid around $80,000 a month toward that debt.
9:34 a.m. Karrington tried to figure out where the money was coming from, where it was going, and what the end game was for Kouri. We just saw the October statement, and Karrington says the following months were very similar. Whenever she received funds into the account, she would deplete the money quickly.
9:30 a.m. The balance history on the account fluctuates greatly depending on the day and week. One day there is $2,000 in the account and then it jumps to $19,000 and two days later it jumps to $70,000 but then there are big withdrawals every day. She uses a lot of the deposits to pay debt and new payday loan vendors are introduced. On Oct. 22, she had $77,000 deposited into the account after Kouri sold a property. That money did not last. It went to pay vendors and she incurred more and more debt, Karrington says.
9:29 a.m. Jurors are looking at the screen during this explanation. Many are taking notes – looking up from the screen and back to their notebooks in their laps. Karrington explains money going in and out of the account. Every week Kouri has to come up with money to stay current and avoid default to the payday lenders. They have high interest rates but if they go into default, the interest rate almost doubles.
9:24 a.m. We see a list of transactions. Delta Bridge, Bluebridge, Fairmont and Zahahva are four payday lenders that Korui was committed to pay $2,100 a day, Karrington says. There are debits daily on her account.
9:22 a.m. Karrington walks through her process. She begins by looking at the header then scrolls down and sees a negative balance. She then goes through the transactions and checks the posting dates on the transactions. Kouri is taking notes as Karrington speaks.
9:18 a.m. Karrington says between October 2021 and March 2022, there was an increase in overdraft transactions. Bloodworth admits an exhibit showing a bank account statement from America First Credit Union. Karrington leaves the witness stand and approaches the TV display facing the jury. Bloodworth asks Karrington to show how she analyzes the bank statement.
9:34 a.m. Karrington tried to figure out where the money was coming from, where it was going, and what the end game was for Kouri. We just saw the October statement, and Karrington says the following months were very similar. Whenever she received funds into the account, she would deplete the money quickly.
9:30 a.m. The balance history on the account fluctuates greatly depending on the day and week. One day there is $2,000 in the account and then it jumps to $19,000 and two days later it jumps to $70,000 but then there are big withdrawals every day. She uses a lot of the deposits to pay debt and new payday loan vendors are introduced. On Oct. 22, she had $77,000 deposited into the account after Kouri sold a property. That money did not last. It went to pay vendors and she incurred more and more debt, Karrington says.
9:29 a.m. Jurors are looking at the screen during this explanation. Many are taking notes – looking up from the screen and back to their notebooks in their laps. Karrington explains money going in and out of the account. Every week Kouri has to come up with money to stay current and avoid default to the payday lenders. They have high interest rates but if they go into default, the interest rate almost doubles.
9:24 a.m. We see a list of transactions. Delta Bridge, Bluebridge, Fairmont and Zahahva are four payday lenders that Korui was committed to pay $2,100 a day, Karrington says. There are debits daily on her account.
9:22 a.m. Karrington walks through her process. She begins by looking at the header then scrolls down and sees a negative balance. She then goes through the transactions and checks the posting dates on the transactions. Kouri is taking notes as Karrington speaks.
9:18 a.m. Karrington says between October 2021 and March 2022, there was an increase in overdraft transactions. Bloodworth admits an exhibit showing a bank account statement from America First Credit Union. Karrington leaves the witness stand and approaches the TV display facing the jury. Bloodworth asks Karrington to show how she analyzes the bank statement.
Nate Eaton, EastIdahoNews.com
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Maybe she didn't think they'd test for or find fentanyl. For sure she didn't probably know they could determine street fentanyl vs pharmacy fentanyl.
She never thought they'd look at her, look at her finances, look at her acquisition of drugs.
She's not half as smart as she thought she was.
JMO
She never thought they'd look at her, look at her finances, look at her acquisition of drugs.
She's not half as smart as she thought she was.
JMO
Debt owed vs. debt paid; as introduced by the prosecution.
Loan amount owed as of March 2022 ~ $7.5 million.
Jurors are studying the graph. Some taking notes.
Loan amount owed as of March 2022 ~ $7.5 million.
Jurors are studying the graph. Some taking notes.
There are two things that come to mind about the defendant and her 4.5 million debt.
- Stupidity
- motive
Good grief!
- Stupidity
- motive
Good grief!
9:48 a.m. Judge will allow the exhibit in. We see the home equity line of credit agreement on the screen. It outlines the terms of the loan. Eric Richins is the borrower. The credit limit on the loan is $250,000. The borrower is signed as Eric Richins and it’s signed by Kouri Richins.
9:45 a.m. Bloodworth admits an exhibit showing a warranty deed showing Eric’s sister and brother-in-law originally owned the property but transferred it to Eric and Kouri. Bloodworth moves to admit an exhibit. Kathryn Nestor says she objects based on 404b and objects to “all testimony that may flow from it.” Judge asks attorneys to approach for sidebar.
9:44 a.m. Kouri took out a home equity line of credit in March 2019. It’s an open line of credit and is based on whatever equity you have put into your home. The home equity line of credit was based on Kouri and Eric’s home.
9:42 a.m. Most of Kouri’s real estate deals did not require monthly payments, Karrington says. The total debt owed seems to flatline in October 2021. Bloodworth asks why. Karrington says there are a lot of reasons. “It looks to me that she’s exhausted her funding sources and there are very few new funding sources coming in.”
9:37 a.m. Bloodworth admits exhibit showing total debt Kouri owed on properties, credit cards, payday loans and lines of credit. In March 2022, Kouri owed approximately $7.5 million and paid around $80,000 a month toward that debt.
9:45 a.m. Bloodworth admits an exhibit showing a warranty deed showing Eric’s sister and brother-in-law originally owned the property but transferred it to Eric and Kouri. Bloodworth moves to admit an exhibit. Kathryn Nestor says she objects based on 404b and objects to “all testimony that may flow from it.” Judge asks attorneys to approach for sidebar.
9:44 a.m. Kouri took out a home equity line of credit in March 2019. It’s an open line of credit and is based on whatever equity you have put into your home. The home equity line of credit was based on Kouri and Eric’s home.
9:42 a.m. Most of Kouri’s real estate deals did not require monthly payments, Karrington says. The total debt owed seems to flatline in October 2021. Bloodworth asks why. Karrington says there are a lot of reasons. “It looks to me that she’s exhausted her funding sources and there are very few new funding sources coming in.”
9:37 a.m. Bloodworth admits exhibit showing total debt Kouri owed on properties, credit cards, payday loans and lines of credit. In March 2022, Kouri owed approximately $7.5 million and paid around $80,000 a month toward that debt.
Nate Eaton, EastIdahoNews.com
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When did she get her real estate license? My God, she started with the home equity line of credit and then tanked herself from there.
It's giving me hives.
Heart-breaking that she murdered her children's daddy because she needed money badly.
Cold.
JMO
It's giving me hives.
Heart-breaking that she murdered her children's daddy because she needed money badly.
Cold.
JMO
The defendant appears to be upset about the HELOC info. moo
Prosecutors are showing a $60,000 payment (made to Eric Richins in the check); deposited into Kouri's account.
Brooke says the payment was made to cover some of Kouri's business expenses.
Brooke says the payment was made to cover some of Kouri's business expenses.
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