I'm not sure where you are, but if in NC, you can ask for a prayer for judgement and as long as you are not caught speeding again for 2 or 3 years, you will not receive points on DL or insurance. :blowkiss:
SG - - How fast were you going? and what was the speed limit. If you were going less then 10mph (so 9 and below) over the speed limit...Just pay the fine and NOTHING goes to your insurance. If it was over 9 (10+mph) you can go to court and ask the DA to reduce the speed to under 9. You pay court cost and the ticket fine and NOTHING goes on your insurance. If they will not reduce the ticket then you can do the pray for judgment. Normally they reduce the speeds if you have a good driving record.
North Carolina does not offer defensive driving to get rid of tickets.