BlaiseFinlay
Verified Attorney
- Joined
- Jan 2, 2021
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Here's a hypothetical, which is essentially a description of a type of money laundering.Yep. The money is the trickier piece, unless planned over a very long period of time (allowing you to accumulate substantial cash without any unusual activity...like a hit man mattress savings account...), which I have to assume was not the case.
Suspect A wants Liz dead, and wants a hit man to do it. Let's say the cost for an unprofessional hit is $10,000 (not a Cartel-level hit man, just a shady person with access to a gun who values cash more than a stranger's life. I really don't know the going rate).
Suspect B is the previously described hit man.
Suspect C is a co-conspirator who is close to Suspect A and willing to help. Suspect C knows Suspect B from having hired him previously for work. Or finds him through connections. This hypothetical works best if Suspect C has a business, but any individual can "hire" someone for an odd job around the house, so it's not essential.
Suspect B then submits false or, ideally, inflated invoices for work performed for Suspect C, ultimately invoicing Suspect C $10,000 more than Suspect B is owed for the work performed. Suspect C pays the invoice. You've now also conveniently laundered the money for Suspect B as well, decreasing their risk exposure in the process.*
Suspect A then repays Suspect C through another seemingly legitimate means, such as agreeing to receive a bad checks for any money owed up to $10k, informally agreeing to forgive up to $10k of any debt that Suspect C may owe Suspect A, or any other transaction that is on the surface normal for the type of relationship between Suspect A and C. Just as an example, I regularly take trips with a friend. Usually, we split the costs 50/50, though in the past I've paid 100% when I'm the one who really wants the trip and just want company. I could "pay" my friend $3k without leaving a suspicious paper trail by paying for 100% of a $6k trip we take together.
Detecting this type of payment scheme requires a far deeper analysis than just looking for a suspicious transfer from Suspect A's bank account, and if the scheme was concocted through in person conversations, it can really never be proven through documents. You need to get at Suspect A, B, or C through another means, then get them to take a deal in exchange for flipping on the other two suspects.
Might seem farfetched, but I can't think of any scenario in this case that isn't farfetched based on what we know.
(*To the extent the person won't have an unexplained deposit and won't be committing tax fraud, so fewer law enforcement agencies likely to be investigating. Obviously, adding such layers of complexity to a crime results in committing an additional crime in and of itself, and can create its own risks.)
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