I had a thought about this last night. I was finding it difficult to comprehend how a woman could be in a relationship with someone, the relationship ends because of a bad accident causing the deaths of her children, and severe injury to herself, and this same person, later on down the track, then becomes involved with the man again (though not romantically), to the extent of carrying on fraudulent activities. To me, it just didn't make sense. Please note, I'm not saying this is what happened, just some general thoughts.
Then I started to wonder what sort of payout CTP insurance would honour, if the driver of a vehicle was the cause of the accident, due to drug/alcohol use, or some other situation and the passenger was aware that the driver was negligent.
I then did some googling, and found that if the passenger in the car involved in a serious accident, in which they are injured, had knowledge of negligence of the driver, termed "partly at fault", they could receive a substantially smaller compensation claim. In which case, the person involved in the accident would have to rely more heavily on Medicare and Centrelink. Given the change in legislation in which compensation claims are based on a percentage basis, which means the payouts are substantially lower to start with, the passenger may not have walked away with a great deal of money - plus it could take a considerable amount of time until a payout was given (as the accident would have to be thoroughly investigated). See links below:
http://www.maa.nsw.gov.au/media/documents/guide-for-people-injured-in-a-motor-vehicle-accident
http://www.mac.sa.gov.au/claim
Could this be a motive for a woman who was severely injured and lost two children in an accident, to resume contact with a person who may have caused the accident, which subsequently resulted in a smaller compensation payout?
I can't even begin to think how devastating such a scenario would be for someone, especially if they were in a relationship that was highly dysfunctional and abusive to start with. Given that type of scenario, the mental and emotional state of the woman could be quite a major factor in any future involvement with the person who caused the accident - they may have hit rock bottom, become either involved or more involved in drug use and alcohol - anything to mask the terrible pain and loss they have suffered. Then supposing the person responsible for the accident offers them a way out of their financial hardship, or supposing the woman starts demanding what she thinks is rightfully hers - proper compensation for her loss. Would this woman feel justified in consequently breaking the law to recover what she would feel is her "due"? Throw in another woman in the mix, and the scenario gets even more complicated.
I hope this is okay to post - as I say, it is just some food for thought.