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I really don't understand that. Are all states different?
Here in California , my husband and I went through rigorous scrutiny, financial, psychological and emotional, by the State Social Workers.
They looked at our financial records. We had to show proof that we could afford to care for each child, by reporting income and debt ratio, savings, etc...And they did a background check, which included questions about any past bankruptcies or lawsuits, etc.
I am certain they would not have allowed us to adopt if we were facing bankruptcy.
Yes, all states are different. California is probably the most regulated in terms of adoptions.
I also think Hawaiian authorities are more likely to prosecute in a case like this, where they believe prior signs of abuse, coupled with suspicious behavior at the time of disappearance is enough.