Found Deceased ID - Joshua Vallow, 7, & Tylee Ryan, 17, Rexburg, Sept 2019 *mom, stepfather found* #11

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  • #701
The more I find out the more I am convinced the LE are crossing their T’s and dotting their I’s in a capital murder case. Tragically. I don’t believe Tylee is sitting quietly in some preppers basement. She would be getting JJ help at this point. MOO
 
  • #702
She wouldn’t be able to access that money (if it was in a 401k or other retirement account) without big tax penalties, which she may have been comfortable doing ‍♀️
I am talking about her possibly having it as a regular income as JR or CV would have done once they were retired at 60 or whenever it paid out. JR would have been 60 in 2019 and CV was already 62 when he was killed.
 
  • #703
The more I find out the more I am convinced the LE are crossing their T’s and dotting their I’s in a capital murder case. Tragically. I don’t believe Tylee is sitting quietly in some preppers basement. She would be getting JJ help at this point. MOO

I have had teenage daughters, and worked with children with severe multiple disabilities. It doesn't surprise me that someone might have decided that her life would be better without kids.

That being said, normal people don't "disappear" kids, they take a five minute break. I don't think Lori qualities on any level as "normal". And I bet Chad is really wondering what he got into. The charm and excitement has probably worn off a bit.

He might be seeing the "real" Lori. Lucky him.
 
  • #704
I am talking about her possibly having it as a regular income as JR or CV would have done once they were retired at 60 or whenever it paid out. JR would have been 60 in 2019 and CV was already 62 when he was killed.
It doesn’t matter how old they were, she would have to be 60 or older for survivors benefits from SS or to access retirement funds without penalty.
 
  • #705
She wouldn’t be able to access that money (if it was in a 401k or other retirement account) without big tax penalties, which she may have been comfortable doing ‍♀️
Maybe she would but was just thinking about her possibly having it as a regular income as JR or CV would have done once they were retired at 60 or whatever age it paid out. JR would have been 60 in 2019 and CV was already 62 when he was killed.
 
  • #706
In Texas, a person convicted of a felony may not purchase or possess a firearm. Firearm rights are automatically restored 5 years after release from confinement or probation. However, the individual may only possess a firearm on the premises where the individual lives.

restore gun ownership texas - Google Search

No problem owning a gun in AZ after his rights were restored in TX.
That says he could only have his gun in his own house in TX five years after serving his time. I am still confused on how he could legally own a gun and travel with it (since he claimed he brought the gun with him anywhere he went, and he was a long haul driver).
 
  • #707
When JR died he was 59 and would have contributed to a retirement plan that Lori as ex spouse could be entitled to. The link below discusses the Texas rules covering it. CV was 62 when he died so similar may apply too as he was residing in Texas I believe also. I am no expert but I would imagine their pension plans would be paid to Lori as a surviving spouse and ex spouse. This is just my opinion though as I have no experience of US pension rules only UK rules. My only point is she will have some income sources IMO. If she has now married a 5th time then she is now accruing more benefits IMO.

ETA forgot link

Establishing your rights to retirement accounts during a Texas divorce | Michael B. Suffness, P.C. | Plano, Texas

In the US we have two (actually maybe three) kinds of retirement assests.

One is the federal government social security program. Everyone who works contributes to that and the potential exists for Lori to collect on JR's at some point in the future, but other than money she could be getting on behalf of Tylee she isn't getting anything here. (However, I think the majority opinion here is that she is and has been getting this money.) The possibility of getting more since JJ's father, Charles, is now deceased also exists and I think she is probably also getting this. That would be income each month and as far as I can see, given her lack of working, the only income she'd have coming in on that basis.

The second kind that I almost forgot is a true pension program that results in a payment to a former employee and potentially a spouse of same at some point. While once somewhat common in the US these have become virtually non-existent outside of government employees and some industries where there is a strong union. Odds of this kind of pension program being one that either JR or Charles had and Lori qualifying for any benefit from them is extremely slim, but on the off chance that she does, I don't think this would translate to income until she or her husband are closer to retirement age. On the off chance that JR (where Texas law would control) did have this kind of retirement, then there is a possibility she might have some income coming from this kind of plan. But as I said, these kinds of plans are extremely rare any more although they were common in the past.

The third kind of retirement plan are a combination of plans with one kind that you'll see others call a 401K being the most common. These are better viewed as savings/invested assests, that have special tax treatments (money is invested pre-tax at the time it is invested rather than having to pay an income tax on the money first) and the investment gains are tax sheltered, even if assests are sold to realize a profit and then reinvested in something else. The assests that are bought and sold are normally shares in mutual funds with bonds and potentially stocks also in the mix. This is the most likely retirement plan beyond the default of social security for either of her ex husbands to have. Possibly Tylee inherited (and thus Lori would control) some of JR's from this. (I think in this situation if Lori was awarded any of these then money would have been transferred at the time of the divorce, not at his death.) Charles may have had some retirement assests that fit this mold that Lori inherited as well. The key is that these assests are not going to come to anyone as a stream of income. They're a block of assests that can be converted to cash all at once or left as is, or whatever the person who controls them wants to do, with that decision having different tax consquences, depending on how done. But no one could reasonably classify this as an income stream of $X a month and be truthful.
 
  • #708
I have the idea he plead guilty to the assault as a misdemeanour anyway so did not lose any rights. I am sure Chandler LE would have checked. MOO.
It was a second degree felony, not a misdemeanor.
 
  • #709
You can declare a beneficiary on your retirement money. So even if Lori and JR were divorced, if he declared her as a beneficiary and didn't change it, she could have gotten that money. Supposedly she got $75,000 after JR died (per the youtube show).
 
  • #710
In the US we have two (actually maybe three) kinds of retirement assests.

One is the federal government social security program. Everyone who works contributes to that and the potential exists for Lori to collect on JR's at some point in the future, but other than money she could be getting on behalf of Tylee she isn't getting anything here. (However, I think the majority opinion here is that she is and has been getting this money.) The possibility of getting more since JJ's father, Charles, is now deceased also exists and I think she is probably also getting this. That would be income each month and as far as I can see, given her lack of working, the only income she'd have coming in on that basis.

The second kind that I almost forgot is a true pension program that results in a payment to a former employee and potentially a spouse of same at some point. While once somewhat common in the US these have become virtually non-existent outside of government employees and some industries where there is a strong union. Odds of this kind of pension program being one that either JR or Charles had and Lori qualifying for any benefit from them is extremely slim, but on the off chance that she does, I don't think this would translate to income until she or her husband are closer to retirement age. On the off chance that JR (where Texas law would control) did have this kind of retirement, then there is a possibility she might have some income coming from this kind of plan. But as I said, these kinds of plans are extremely rare any more although they were common in the past.

The third kind of retirement plan are a combination of plans with one kind that you'll see others call a 401K being the most common. These are better viewed as savings/invested assests, that have special tax treatments (money is invested pre-tax at the time it is invested rather than having to pay an income tax on the money first) and the investment gains are tax sheltered, even if assests are sold to realize a profit and then reinvested in something else. The assests that are bought and sold are normally shares in mutual funds with bonds and potentially stocks also in the mix. This is the most likely retirement plan beyond the default of social security for either of her ex husbands to have. Possibly Tylee inherited (and thus Lori would control) some of JR's from this. (I think in this situation if Lori was awarded any of these then money would have been transferred at the time of the divorce, not at his death.) Charles may have had some retirement assests that fit this mold that Lori inherited as well. The key is that these assests are not going to come to anyone as a stream of income. They're a block of assests that can be converted to cash all at once or left as is, or whatever the person who controls them wants to do, with that decision having different tax consquences, depending on how done. But no one could reasonably classify this as an income stream of $X a month and be truthful.

What You Need to Know When You Inherit a 401k - 401khelpcenter.com

This explains it better than me. Point is she has at least 2 dead spouses to whom she is very likely the beneficiary IMO so I don't think she will be short of income. Plus the new model and his income.
 
  • #711
You can declare a beneficiary on your retirement money. So even if Lori and JR were divorced, if he declared her as a beneficiary and didn't change it, she could have gotten that money. Supposedly she got $75,000 after JR died (per the youtube show).
Yes, and there’s a couple options on that. For a non-spousal beneficiary, with a traditional 401k or traditional IRA, you have up to 5 years to take all the money out, and are taxed on it, or you can roll it over into an inherited IRA and use the stretch version which stretches the RMD (required minimum distributions) over the expected life span for the deceased. They have since changed this starting in 2020 but as of when JR and CV passed, these were the rules. So yes, she could have taken the full amount and cashed it out, paying taxes (and sometimes not if it’s a Roth) on the amount.

As a spouse of CV, she could have also rolled that amount over into her own IRA as well.

Either way, if it was a traditional IRA or 401k, she’d be paying taxes at her tax rate.

The 75k sounds like a life insurance amount and wouldn’t be taxed.
 
  • #712
I have had teenage daughters, and worked with children with severe multiple disabilities. It doesn't surprise me that someone might have decided that her life would be better without kids.

That being said, normal people don't "disappear" kids, they take a five minute break. I don't think Lori qualities on any level as "normal". And I bet Chad is really wondering what he got into. The charm and excitement has probably worn off a bit.

He might be seeing the "real" Lori. Lucky him.
I cannot see her killing the kids. I have thought maybe at one time but now I am thinking they are just in hiding. She doesn't want to hand JJ over but maybe she will have to. Regarding Tylee, then she is 18 this year so will be able to make her own mind up presumably. I think they are in Kauai somewhere in hiding and we know Tylee would be happy with living there. Hopefully JJ is there too. Having heard the view from locals living there I don't think it would be difficult to keep them hidden away from LE and I think that they have been there since at least 24th Sept IMO.
 
  • #713
What You Need to Know When You Inherit a 401k - 401khelpcenter.com

This explains it better than me. Point is she has at least 2 dead spouses to whom she is very likely the beneficiary IMO so I don't think she will be short of income. Plus the new model and his income.

We're talking two different things though. She may well have a ton of money as assests that she's able to spend as she sees fit (with possible tax consequences). But this is not the same as a weekly or monthly income. If you have a million dollars in the bank, no job or other regular money coming in, then you're in no danger of starving to death, but your income is still $0.
 
  • #714
I cannot see her killing the kids. I have thought maybe at one time but now I am thinking they are just in hiding. She doesn't want to hand JJ over but maybe she will have to. Regarding Tylee, then she is 18 this year so will be able to make her own mind up presumably. I think they are in Kauai somewhere in hiding and we know Tylee would be happy with living there. Hopefully JJ is there too. Having heard the view from locals living there I don't think it would be difficult to keep them hidden away from LE and I think that they have been there since at least 24th Sept IMO.

Any opinion on who took them to Hawaii?
 
  • #715
We're talking two different things though. She may well have a ton of money as assests that she's able to spend as she sees fit (with possible tax consequences). But this is not the same as a weekly or monthly income. If you have a million dollars in the bank, no job or other regular money coming in, then you're in no danger of starving to death, but your income is still $0.
Well, thankfully she is married again.
 
  • #716
That says he could only have his gun in his own house in TX five years after serving his time. I am still confused on how he could legally own a gun and travel with it (since he claimed he brought the gun with him anywhere he went, and he was a long haul driver).

Arizona Gun Laws that Support Ownership and Self-Protection:
Prohibited possessors include undocumented aliens and those with felony convictions in this state or another state that haven't had their rights restored. ... That means a person may carry a gun out in the open.

can a convicted felon use a gun in self defense az - Google Search

Google is your friend.
 
  • #717
  • #718
No income coming in? I beg to differ. Isn't she married again? Does Chad have life insurance? By the way, does she herself have life insurance? LOL.

Well this whole "what is Lori's income" discussion came out of how much she was contributing, if anything, to the $30K a month that they put on the application for the rental. Income here is a regular monthly income, not a one time bulk receipt of money. So in the sense I'm using income here, as far as I can see, other than whatever monthly social security benefits on behalf of the kids she might get, she isn't. Which doesn't mean she doesn't have plenty of available assests from multiple one time chunks of money coming in.
 
  • #719
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  • #720
Arizona Gun Laws that Support Ownership and Self-Protection:
Prohibited possessors include undocumented aliens and those with felony convictions in this state or another state that haven't had their rights restored. ... That means a person may carry a gun out in the open.

can a convicted felon use a gun in self defense az - Google Search

Google is your friend.
I am pretty sure Chandler LE questioned him and he said he had a concealed carry permit but not sure of that.
 
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