So, consider the dimensions of NB not being married to DB.
No divorce was possible, so no “no fault” division of property.
If she just plain killed him, the house would have gone to DB’s son in the absence of a will. So, she had to get married and she had to get on that deed.
per the commercial realtor witness:
Now, the interesting thing about the deed….NB was on it for the first few years. DB appears to have taken her off. Or else, the mortgage was refinanced, and the bank decided NB was making no financial contribution to the household.
Also, subdividing the property would unlikely result in a net $$ gain. He told NB so way back when. So, all this defense line of a life plan to subdivide the property was bogus.
The finance expert witness was so scruffy looking, I’d not jump to the conclusion he was a reliable source for any info about money. I want my financial experts to look like they have some. Show me a tailored suit, a Wall Street (i.e. not Walmart) tie, and a good haircut, off the neck. Gotta be sharp and smart.
I guess defense couldn’t even round up a spiffed up insurance sales person to vouch that spending $16,000 per year on insurance when you’re behind on your mortgage is a smart plan.
If defense’s insurance case was remotely viable, they could simply have hired a local CFP to verify or called the CFP Board for an expert.
CFP = Certified Financial Planner. Many are fee-based, not commission-based, and would have had no problem offering up a credible, neutral, opinion on the insurance matter.
I used to be a CFP and insurance rep in OR. I also did stuff for the CFP board. That’s how I know this stuff….first hand.
For the good of the order, the CFP Board site is:
CFP Board
While questioning the gardener, the prosecutor let drop that DB had a new garden. So, far from intending to clean up the garden to sell the property, he was getting it cleaned up so he could “re-work his canvas”. The majority of the work and payments, as well as the tie between garden clearing and house sale was ALL NB.
The gardener and his niece were AWFUL to listen to. I just couldn’t stand it. He couldn’t remember anything, and she was just plain rude and making stuff up.