10:04 a.m. Ramos shows Rodgers a document that she does not recognize. Ramos asks if there is any information that confirms Kouri was the person behind the screen who logged into the life insurance account. Rodgers says the email address used to log in was Kouri’s. Ramos has nothing further. Neither does prosecution. Witness is dismissed.
10:01 a.m. Rodgers explains the login process – you put in an email address and then have to get the email verified. Customers cannot log in with any other credentials than what the life insurance company has on record. Ramos shows Rodgers a document. It has Kouri’s Hotmail email address that is associated with both Eric and Kouri’s life insurance policy login information.
9:58 a.m. Ramos moves to admit an exhibit showing insurance policy information of Cody Wright and Eric Richins. He is comparing the client ID numbers between Cody and Eric. Ramos asks if the client ID was used to change the beneficiary information. Rodgers say the client ID was not used to login when the changes were made.
9:50 a.m. Alex Ramos will now cross-examine Rodgers. Ramos asks about the client ID on the exhibit. It’s Eric’s. Ramos hands Rodgers some papers and asks about the client ID. There are two different policies being discussed – one for Cody Wright and one for Eric Richins.
9:46 a.m. Burmester admits an exhibit showing an email chain showing messages between Brian Freckleton and Rodgers. Rodgers found out that on Jan. 1, 2022, the beneficiary was changed from Kouri to Eric back to Kouri and then Eric again within a few minutes of each other. They were all from Eric Richins’ login and all from the same IP address. On June 9, Rodgers followed up with another email to Freckleton. Upon further investigation, they learned all interaction on the account was coming from Kouri Richins’ email address.
9:42 a.m. Beneficiary changes can be made online or by calling an agent, Rodgers says. Another agent named Brian Freckleton called Rodgers to ask about the changes to Wright’s policy. The beneficiary on Wright’s account changed from Eric Richins to Kouri Richins. The owner and anyone with the owner’s information can log online and change beneficiary information, Rodgers explains.
9:34 a.m. First witness today is Lashawna Rodgers. She works for New York Life Insurance. Burmester is questioning her. Rodgers recalls receiving a call from another agent asking about beneficiary changes made to a life insurance policy. Burmester displays a document on the screen that shows changes were made to Cody Wright’s life insurance policy on Jan. 2, 2022.
Updated at 10:09 am, March 4, 2026