Yes, it is!! Here in Missouri they are forecasting "feels like" temps to 115 tomorrow!! (that "feels like" thing just doesn't make sense to me, being a California girl and all. We don't have humidity. So if it's 105 out, it's 105 out! LOL!! I have learned what humidity means though. For better or worse!)
Santa Cruz being on the beach though...it's much more temperate. 80's during the day, 50's at night. She seems a bit too bundled for that weather though!! Ocean breezes can be chilly...but too many clothes for me! Even at our beach house, shorts were a year round thing.