Good point, it seems the wallet might have been found in a wooded area *near* the truck so they could have gone north to that RBC at Jane & Alliance if they were quick about it.
Somebody remind me, if someone has your bank card and tries your PIN unsuccessfully (say several times) does your bank branch get a notification alert of some sort?
Did LE say whether they were successful in getting in to his account? I'm thinking that SP was subdued and forced to give his PIN. Only an idiot would think he could have guessed the number.